This home is in Jacksonville.

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Active

Active·93 days on market

8842 McKenna Drive

Jacksonville, FL 32226

$1,295,000$771/sqftEst. $6,893/moMLS# 2139901

Beds

Baths

1,680

Sq Ft

1959

Built

Garage

Pool

About this home

Jacksonville

THIS IS THE PERFECT LOCATION ON THE ST JOHNS RIVER AT MILE POINT! Just jump in your boat and off you go for a day of cruising or fishing. Breathtaking views in both directions on the river for enjoying the sunrise and sunset over the water. 100 feet of water frontage and a deep lot to the road. Located on an adjacent road parallel to Hecksher makes driveway access a breeze. Fort George Island marsh is across the road so nothing will ever disturb your view front and back. Minutes to the ferry and Huguenot State Park and an easy car ride to Downtown Jax or Amelia Island. This beautiful property is far enough out that it is not located in the flood prone area. Dock and large rear yard. Live in this remodeled house or build a new one. You will have plenty of choices to enjoy this property for years to come!

Cost to own

Mortgage calculator

Home Price

$1,295,000

Down Payment: 20%

$259,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$6,582

Principal & Interest: $6,582

Est. Taxes & Insurance: $1,646

Estimated Total Monthly

$8,228

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,893

Property taxesest. at asking price, Duval County$2,115

Estimated total, before insurance$9,007/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$620,128	$560,536	—
2024	$595,959	$509,579	▼ $339
2023	$536,269	$463,254	—
2022	$457,689	$421,140	▼ $6,500
2021	$382,855	$382,855	▲ $15,714
2020	$362,599	$362,599	—

2025 property taxes (current owner): $10,707/yr

Estimated taxes if purchased at asking price: ~$25,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1959)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,576 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History