Skip to main content

This home is in Jacksonville.

Photo 1 / 12
Active

Active·126 days on market

5260 Collins Road 1504

Jacksonville, FL 32244

$175,000$110/sqftEst. $931/moMLS# 2134674
3
Beds
2
Baths
1,596
Sq Ft
2005
Built
1
Garage
No
Pool

About this home

Jacksonville

Well-maintained 3BR/2BA two-story townhouse with garage located in the desirable Chatham Woods community. This home features fresh interior paint and brand-new carpet, a spacious living area, and a functional kitchen. The primary suite includes an additional flex room perfect for a nursery, office, dressing room, or sitting area. Additionally, there is another work space cubby right outside of bedroom in the hallway. Conveniently located near shopping, dining, and major roadways, this home offers comfortable living in a great Jacksonville location.

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$890
Principal & Interest: $890
Est. Taxes & Insurance: $222
Estimated Total Monthly
$1,112
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$931
Property taxesest. at asking price, Duval County$286
HOAbilled monthly$260
Estimated total, before insurance$1,477/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$174,000$144,203 $1,000
2024$173,000$131,094
2023$173,000$119,177
2022$152,000$108,343
2021$109,500$98,494
2020$102,500$89,540 $5,000

2025 property taxes (current owner): $2,768/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer

County records show this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Mar 12, 2026Listed$175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$175,000
Price / Sq Ft$110
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,596
Acres0.02 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address5260 Collins Road 1504, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionChatham Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size871.2 sq ft
Parcel Number0991344495

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecurityClosed Circuit Camera(s)

Exterior

RoofShingle

Additional Information

Date ListedMarch 12, 2026
Days on Market79
HOA Fees$260 / Monthly
HOA FrequencyMonthly
HOA Namechatham woods assoc
Tax Amount$2,767.92
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RESIDENTIAL WEALTH BUILDERS REALTY AND PROPERTY MANAGEMENT

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke