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This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·Listed today

12619 Fish Hawk Lane

Jacksonville, FL 32225

$429,000$301/sqftEst. $2,205/moMLS# 2159592

Beds

Baths

1,425

Sq Ft

1993

Built

Garage

Pool

About this home

Jacksonville

COME SEE WHY THIS ONE SHOULD BE ON YOUR LIST! Welcome to this beautifully updated home in the desirable Sterling Trevor Green community. Featuring beautiful flooring, quartz countertops, and designed with today's lifestyle in mind, the open-concept interior offers a fresh, inviting feel with abundant NATURAL LIGHT and an easy flow from room to room. Enjoy peace of mind with an HVAC system that's ONLY one-year-old! This house is nestled in a cul-de-sac and is move-in ready and easy to make your own. PLUS - check out the showstopper outside - step onto the screened-in patio and take in SERENE POND VIEWS that create the perfect backdrop for morning coffee or laid-back weekends with friends. Conveniently located off Girvin Road with easy access to Jacksonville's beaches, Downtown, Mayport Naval Station, shopping, and dining. This home delivers the combination you're looking for: style, comfort, convenience and a great setting. You will love living here.

Cost to own

Mortgage calculator

Home Price

$429,000

Down Payment: 20%

$85,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,205

Principal & Interest: $2,205

Property taxes (est.): $701

Insurance (est.): $286

Estimated Total Monthly

$3,192

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,205

Property taxesest. at asking price, Duval County$700

HOAbilled annually$15

Estimated total, before insurance$2,921/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,770 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 27, 2026Active$429,000
Aug 10, 2026Listed$429,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$429,000

Price / Sq Ft$301

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,425

Year Built1993

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address12619 Fish Hawk Lane, Jacksonville, FL 32225

Area043-Intracoastal West-North Of Atlantic Blvd

SubdivisionSterling Ridge

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Parcel Number1622000605

Amenities

UtilitiesElectricity Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

Exterior

FencingBack Yard

RoofShingle

Additional Information

Date ListedAugust 27, 2026

Days on Market0

HOA Fees$183 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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