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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·51 days on market

306 Woodlawn Avenue

Jacksonville, FL 32204

$120,000$109/sqftEst. $641/moMLS# 2159457
3
Beds
2
Baths
1,100
Sq Ft
1923
Built
—
Garage
No
Pool
FEMA Zone XNo HOA3,049 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Priced to Sell - Updated Jacksonville Home with Major Improvements Already Completed! Great opportunity for a buyer looking for value and the chance to put the finishing touches on a home. 306 Woodlawn Ave features 3 bedrooms and 2 bathrooms, with several important updates already completed, including a newer roof, new A/C system, and cosmetic improvements throughout. The home still needs some finishing work, which is reflected in the aggressive asking price. Instead of paying a premium for someone else's finished renovation, this property gives the next owner an opportunity to complete the remaining items to their own taste. Whether you're an investor, landlord, or owner-occupant looking for a value opportunity, this one is worth seeing in person. Priced accordingly for its current condition and being sold as-is. Schedule your showing and see the potential for yourself!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$641
Property taxesest. at asking price, Duval County$196
Estimated total, before insurance$837/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,619/yr · $135/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$120,000
$24,000
Loan Term
Monthly Payment
$641
Principal & Interest: $641
Property taxes (est.): $196
Insurance (est.): $80
Estimated Total Monthly
$917
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1923)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,551 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:20 AM, sunset 7:12 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,619/yr

Estimated taxes if purchased at asking price: ~$2,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 10, 2026Listed$120,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$120,000
Price / Sq Ft$109
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,100
Total Structure Area1,100 sq ft
Acres0.07 acres
Year Built1923
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address306 Woodlawn Avenue, Jacksonville, FL 32204
Area074-Paxon
SubdivisionWoodhaven Park
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size3,049.2 sq ft
Lot Dimensions50x61
Parcel Number0557150000

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

Interior FeaturesCeiling Fan(s)
AppliancesNone
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1
LevelsOne

Exterior

FencingOther
RoofShingle
ConstructionOther

Additional Information

Date ListedAugust 10, 2026
Days on Market3
Tax Amount$1,618.68
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOWEST FEE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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