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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·92 days on market

430 Woodlawn Avenue

Jacksonville, FL 32204

$38,480$42/sqftMLS# 2153168
3
Beds
1
Baths
918
Sq Ft
1908
Built
—
Garage
No
Pool
FEMA Zone XNo HOA2,483 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

AUCTION - This affordable bungalow offers 3 beds, 1 bath and sits on a small lot. Your renovation ideas are needed to make this one your own or add to your income portfolio. Repairs will be needed to include roof, ceiling, floors and other cosmetic updates. CAUTION some foundation and damaged floors reported. Property is sold as-is with NO property disclosure or inspection reports. Don't miss this opportunity

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Cost to own

Mortgage calculator

$38,480
$7,696
Loan Term
Monthly Payment
$205
Principal & Interest: $205
Property taxes (est.): $63
Insurance (est.): $26
Estimated Total Monthly
$294
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1908)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,701 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$58,592$44,979—
2024$40,890$40,890—
2023$42,001$37,521—
2022$34,110$34,110—
2021$22,949$0—
2020$22,111$0—

2025 property taxes (current owner): $1,238/yr

Estimated taxes if purchased at asking price: ~$800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 16, 2026Active Under Contract$38,480
  • Jun 30, 2026Listed$38,480

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$38,480
Price / Sq Ft$42
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage918
Acres0.06 acres
Year Built1908
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo

Community Information

Address430 Woodlawn Avenue, Jacksonville, FL 32204
Area074-Paxon
SubdivisionWoodhaven Park
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size2,482.92 sq ft
Parcel Number0556880000
ZoningResidential

Amenities

UtilitiesSewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

AppliancesNone
HeatingCentral
CoolingCentral Air
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne

Exterior

RoofShingle
ConstructionVinyl Siding

Additional Information

Date ListedJune 30, 2026
Days on Market78
Tax Amount$1,238.31
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALHOME SERVICES AND SOLUTIONS INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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