This home is in St. Augustine — a home near St. Augustine High School.
Active·54 days on market
154 Hurst Street
St. Augustine, FL 32084
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
3 BEDROOMS | 2 BATHROOMS | SPACIOUS YARD Discover this inviting detached single-family property with NO HOA on a quiet dead-end street in St. Augustine. Built in 2014, this 3-bedroom, 2-bathroom property features vinyl sheet flooring throughout with NO CARPET, a comfortable layout, and a spacious yard with plenty of room to enjoy the outdoors. Most interior walls have been freshly painted, and the property has been thoroughly deep cleaned, offering a move-in-ready condition. A large off-street driveway plus spacious side and backyard areas provide plenty of room for parking, including trailers or a boat. The property is situated next to a wooded area, adding privacy and a peaceful feel.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2014)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,644 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,907/yr
Estimated taxes if purchased at asking price: ~$4,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 23, 2026Price change$264,000−$5,000
- Sep 8, 2026Price change$269,000−$5,000
- Aug 28, 2026Price change$274,000−$5,000
- Aug 17, 2026Listed$279,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $232/sq ft; this home is listed at $234/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 141 Smith Street, St. Augustine, FL 32084Listed by REALTY ONE GROUP ELEVATE | Jun 2026 | $289,000 | $226 | 3/2 | 1,280 | 22 | 0.1 |
| 290 S Holmes Boulevard, St. Augustine, FL 32084Listed by US REALTY HUB | Jul 2026 | $234,900 | $256 | 3/1 | 916 | 66 | 0.2 |
| 1062 Collier Boulevard, St. Augustine, FL 32084Listed by MOMENTUM REALTY | Sep 2026 | $230,000 | $192 | 3/2 | 1,200 | 13 | 0.3 |
| 886 W 3rd Street, St. Augustine, FL 32084Listed by MOMENTUM REALTY | Aug 2026 | $335,000 | $270 | 3/2 | 1,241 | 14 | 0.4 |
| 860 W 6th Street, St. Augustine, FL 32084Listed by US REALTY HUB | Jul 2026 | $245,000 | $232 | 3/2 | 1,054 | 2 | 0.4 |
| 1025 Collier Boulevard, St. Augustine, FL 32084Listed by LOWEST FEE REALTY LLC | Jun 2026 | $290,000 | $222 | 3/2 | 1,308 | 22 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REDFIN CORPORATION
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines