Pending·32 days on market
2925 College Park Drive
Middleburg, FL 32068
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
2925 College Park Dr. features new interior paint throughout and new carpet in all three bedrooms . This 3 bedroom, 2 bath home offers 1,412 square feet with a desirable split bedroom floor plan. High Ceilings and skylights bring in natural light, and laminate flooring adds style and durability. French doors open to a flexible dining room or home office. Enjoy a low-maintenance vinyl siding, sprinkler system, and fully fenced backyard, great for pets or play. No HOA and no CDD fees. Roof 2018 and HVAC 2016. One car garage could easily be turned back into a two car garage. Don't miss this opportunity to make this home your own.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2018 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,670 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $280,778 | $86,937 | — |
| 2024 | $276,200 | $82,371 | — |
| 2023 | $256,170 | $77,060 | — |
| 2022 | $223,888 | $121,903 | — |
| 2021 | $166,897 | $66,897 | — |
| 2020 | $125,776 | $125,776 | — |
2025 property taxes (current owner): $2,168/yr
Estimated taxes if purchased at asking price: ~$5,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 8, 2026Pending$269,900
- Sep 8, 2026Active$269,900
- Sep 2, 2026Pending$269,900
- Aug 1, 2026Listed$269,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $191/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2025 Frogmore Drive, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $310,000 | $175 | 4/2 | 1,770 | 39 | 0.2 |
| 1647 Rhonda Drive, Middleburg, FL 32068Listed by ENTERA REALTY LLC | Sep 2026 | $243,000 | $207 | 3/2 | 1,172 | 48 | 0.3 |
| 1658 Evergreen Lane E, Middleburg, FL 32068Listed by RE/MAX SPECIALISTS | Sep 2026 | $137,600 | $102 | 3/2 | 1,348 | 171 | 0.3 |
| 1695 Sandy Hollow Loop, Middleburg, FL 32068Listed by DJ & LINDSEY REAL ESTATE | Aug 2026 | $325,000 | $186 | 3/2 | 1,748 | 5 | 0.3 |
| 2706 Tina Lane, Middleburg, FL 32068Listed by COLDWELL BANKER BEN BATES INC | Oct 2026 | $220,000 | $187 | 4/2 | 1,174 | 53 | 0.5 |
| 2702 Pinewood Boulevard N, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $242,000 | $219 | 3/2 | 1,104 | 13 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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