Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

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Active

Active·1 day on market

47 Napo Way

St. Johns, FL 32259

$585,000$221/sqftEst. $3,017/moMLS# 2159185

Beds

Baths

2,646

Sq Ft

2023

Built

Garage

Pool

About this home

St. Johns

ALMOST NEW and thoughtfully upgraded for healthier, low-allergen living! Nestled on a premium homesite with preserve views behind and no neighbor on one side, this light-filled 4-bedroom + office + bonus room home offers exceptional privacy in the desirable gated community of Grand Creek South with NO CDD fees. The owners have carefully enhanced the home with indoor air quality in mind, including premium Swedish-made Kährs engineered oak flooring (low VOC), low-VOC luxury vinyl flooring, the complete removal of carpet, a whole-house water filtration system, water softener, reverse osmosis drinking water system, and a screened lanai for year-round outdoor enjoyment. Inside, you'll find an open-concept layout with 8' doors, quartz countertops throughout, 42'' white cabinetry with crown molding, subway tile backsplash, stainless steel appliances with a gas range, and a spacious upstairs loft. The luxurious primary suite features an impressive custom walk-in closet with premium built-in

Cost to own

Mortgage calculator

Home Price

$585,000

Down Payment: 20%

$117,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,017

Principal & Interest: $3,017

Property taxes (est.): $778

Insurance (est.): $390

Estimated Total Monthly

$4,185

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,017

Property taxesest. at asking price, St. Johns County$778

HOAbilled quarterly$159

Estimated total, before insurance$3,955/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,144/yr · $512/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,144/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Aug 7, 2026Listed$585,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$585,000

Price / Sq Ft$221

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,646

Acres0.17 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryTrout Creek Academy

MiddleTrout Creek Academy

HighBartram Trail

Community Information

Address47 Napo Way, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionGrand Creek South

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size7,405.2 sq ft

Parcel Number0100813400

Amenities

AmenitiesPool, Gated, Park, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Freezer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

# of Stories2

SecuritySecurity Gate