This home is in Stillwater, St. Johns.
Active·59 days on market·Stillwater
883 Stillwater Boulevard
St. Johns, FL 32259
About this home
Stillwater
Stillwater Golf & CC is one of the top 55+ communities in Northeast Florida. This meticulously maintained 3 bedroom 2.5 bath home offers 1945 sq/ft of thoughtfully designed living space, including a spacious loft perfect for relaxing or entertaining. Filled with natural light, the home showcases stunning water, golf and preserve views, creating a peaceful and private oasis. An added bonus- there are no homes across the street offering even more privacy and curb appeal. Ideally located it is just a short walk or golf cart ride to the lodge clubhouse, pickleball courts, a resort like pool, and fitness center. Stillwater is built around the beautiful and challenging Bobby Weed designed 18 hole golf course. Residents enjoy an active lifestyle with endless opportunities to golf, socialize, stay fit and enjoy the outdoors. One of the community's stand out amenities is the state of the art Toptracer driving range only accessible by golf carts. Beyond the gated community
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $441,500 in February 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $385,496 | $0 | — |
| 2024 | $420,367 | $365,367 | — |
| 2023 | $100,000 | $100,000 | — |
| 2022 | $100,800 | $100,800 | — |
2025 property taxes (current owner): $3,198/yr
Estimated taxes if purchased at asking price: ~$7,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,547 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- May 29, 2026Listed$469,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Stillwater
Stillwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Stillwater homes for sale →Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines