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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·Listed today

1022 Old Hickory Road

Jacksonville, FL 32207

$379,999$323/sqftEst. $1,960/moMLS# 2159170
2
Beds
1
Baths
1,176
Sq Ft
1938
Built
1
Garage
No
Pool

About this home

Jacksonville

Welcome to 1022 Old Hickory Rd, a charming move-in ready brick ranch in Jacksonville's desirable St. Nicholas/South Shores neighborhood. This 2-bedroom, 1-bath home blends timeless character with modern updates, featuring original hardwood floors and doors, an updated kitchen with newer appliances, an updated bathroom, and a new A/C installed in 2023. Natural light fills the inviting living spaces, while the fully fenced backyard offers a new deck and outdoor fireplace area perfect for entertaining. A detached workshop/garage provides flexible space for storage, hobbies, or a home office, and the fully encapsulated crawl space adds peace of mind. Conveniently located near San Marco, downtown Jacksonville, shopping, dining, medical centers, and major roadways, this well-maintained home is full of charm and ready for its next owner.

Cost to own

Mortgage calculator

$379,999
$76,000
Loan Term
Monthly Payment
$1,960
Principal & Interest: $1,960
Property taxes (est.): $621
Insurance (est.): $253
Estimated Total Monthly
$2,833
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,960
Property taxesest. at asking price, Duval County$620
Estimated total, before insurance$2,580/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,240/yr · $270/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,240/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1938)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,499 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 7, 2026Listed$379,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$379,999
Price / Sq Ft$323
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,176
Acres0.16 acres
Year Built1938
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementarySpring Park
MiddleSouthside
HighEnglewood

Community Information

Address1022 Old Hickory Road, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionSouth Shores
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size6,969.6 sq ft
Parcel Number1302020000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached Carport

Interior

Interior FeaturesEntrance Foyer, Kitchen Island
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Patio / PorchDeck
FencingBack Yard, Privacy, Wood
RoofShingle
ConstructionBrick
Road SurfaceAsphalt

Additional Information

Date ListedAugust 7, 2026
Days on Market29
Tax Amount$3,239.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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