Sold·Closed Sep 4, 2026·10 days on market
737 N Pine Avenue
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Solid concrete block home in the heart of historic Green Cove Springs, just blocks from the St. Johns River, Spring Park, and the Clay County Courthouse. Sitting on an oversized 0.37-acre lot with chain-link fencing, mature trees, and a covered carport/pavilion area, this property offers more outdoor space than most anything available at this price point in the 32043 zip code. Interior features a spacious living area, kitchen with abundant upper and lower cabinet storage, three bedrooms, and a full bath with walk-in shower. Large enclosed sunroom/Florida room off the rear adds flexible bonus space. New HVAC -- the biggest-ticket mechanical item is already handled. Bring your vision and make it your own. Owner-occupants and investors welcome. Conventional and cash financing accepted.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 1945)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,711 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,794/yr
Estimated taxes if purchased at asking price: ~$2,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 9, 2026Closed$174,900
- Aug 17, 2026Pending$174,900
- Aug 6, 2026Listed$174,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $182/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1064 Buccaneer Boulevard, Green Cove Springs, FL 32043Listed by JPAR CITY AND BEACH | Sep 2026 | $265,000 | $244 | 3/2 | 1,085 | 26 | 0.2 |
| 1407 Spruce Street, Green Cove Springs, FL 32043Listed by COMPASS FLORIDA LLC | Jul 2026 | $110,000 | $100 | 3/1.5 | 1,104 | 0 | 0.8 |
| 806 Cove Street, Green Cove Springs, FL 32043Listed by WATSON REALTY CORP | Sep 2026 | $289,500 | $239 | 3/2 | 1,213 | 4 | 0.9 |
| 319 Pine Avenue S, Green Cove Springs, FL 32043Listed by ERA ONETEAM REALTY | Jul 2026 | $148,000 | $211 | 2/1 | 702 | 114 | 0.9 |
| 314 Palmetto Avenue, Green Cove Springs, FL 32043Listed by PUBLIC SERVICES REALTY | Sep 2026 | $195,000 | $201 | 2/1 | 968 | 397 | 1 |
| 20 Vermont Avenue, Green Cove Springs, FL 32043Listed by COMPASS FLORIDA LLC | Feb 2026 | $225,000 | $197 | 3/1 | 1,145 | 9 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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