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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·140 days on market

8021 Yellow Pine Circle

Glen St. Mary, FL 32040

$585,000$298/sqftEst. $3,215/mo mortgageMLS# 2148535
↓ $43,500 below original list
3
Beds
2
Baths
1,961
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 storyNew construction

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Glen St. Mary

Trade traffic, noise, and crowded neighborhoods for space, privacy, and a slower pace of life. Set on 2.25 private acres, this custom-built 3-bedroom, 2-bath modern farmhouse combines refined finishes with the tranquility of country living. Thoughtfully designed with 9'-10' ceilings, cypress beams and accents, upgraded lighting throughout, a brick-finish gas fireplace, and a stunning 10' triple sliding glass door, the home offers an inviting blend of warmth and sophistication. The chef's kitchen features all-wood cabinetry, Taj Mahal Quartzite leather-finish countertops, a propane range, and an oversized island perfect for gathering. Spray foam insulation, a tankless propane water heater, generator-ready transfer switch, EV charging outlet, finished garage, and custom primary closet provide modern comfort and convenience. Conveniently located just minutes from I-10, offering an easy commute to Jacksonville while enjoying country living without compromise. **Detail sheet in Documents**

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,215
Estimated total, before insurance$3,215/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$585,000
$117,000
Loan Term
Monthly Payment
$3,215
Principal & Interest: $3,215
Insurance (est.): $390
Estimated Total Monthly
$3,605
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,356 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:35 AM, sunset 6:50 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Sep 10, 2026Price change$585,000−$14,333
  • Aug 11, 2026Price change$599,333−$9,167
  • Jul 8, 2026Price change$608,500−$20,000
  • Jun 4, 2026Listed$628,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $298/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7703 E Yellow Pine Circle, Glen St. Mary, FL 32040Listed by WATSON REALTY CORPFeb 2026$510,000$2043/32,501170.3
7238 W Smooth Bore Avenue, Glen St. Mary, FL 32040Listed by YOUR HOME SOLD GUARANTEED REALTY ADVISORSOct 2026$612,000$2414/32,537220.4
7500 W Smooth Bore Avenue, Glen St. Mary, FL 32040Listed by MCCABE REALTY INCNov 2025$400,000$2453/21,6301160.6
7733 Odis Yarborough Road, Glen St. Mary, FL 32040Listed by THOMAS R RHODEN AGENCY, INCSep 2026$470,000$1873/22,5111660.7
7667 Odis Yarborough Road, Glen St. Mary, FL 32040Listed by THOMAS R RHODEN AGENCY, INCMay 2026$380,000$2243/21,697200.7
13689 Bob Burnsed Road, Glen St. Mary, FL 32040Listed by PREMIER HOMES REALTY INCApr 2026$750,000$3283/2.52,28470.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$585,000
Price / Sq Ft$298
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,961
Total Structure Area1,961 sq ft
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouth

School Information

MiddleBaker County
HighBaker County

Community Information

Address8021 Yellow Pine Circle, Glen St. Mary, FL 32040
Area501-Macclenny Area
SubdivisionGlen St Mary
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Dimensions2.25
Parcel Number122S21010300000280

Amenities

UtilitiesElectricity Connected, Water Connected, Propane
SewerSeptic Tank
Water SourceWell
ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Water Heater, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCleared, Many Trees
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedJune 4, 2026
Days on Market99
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: SOUTHEAST REALTY GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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