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Active

Active·87 days on market

8021 Yellow Pine Circle

Glen St. Mary, FL 32040

$599,333$306/sqftEst. $3,081/moMLS# 2148535

Beds

Baths

1,961

Sq Ft

2026

Built

Garage

Pool

About this home

Glen St. Mary

Trade traffic, noise, and crowded neighborhoods for space, privacy, and a slower pace of life. Set on 2.25 private acres, this custom-built 3-bedroom, 2-bath modern farmhouse combines refined finishes with the tranquility of country living. Thoughtfully designed with 9'-10' ceilings, cypress beams and accents, upgraded lighting throughout, a brick-finish gas fireplace, and a stunning 10' triple sliding glass door, the home offers an inviting blend of warmth and sophistication. The chef's kitchen features all-wood cabinetry, Taj Mahal Quartzite leather-finish countertops, a propane range, and an oversized island perfect for gathering. Spray foam insulation, a tankless propane water heater, generator-ready transfer switch, EV charging outlet, finished garage, and custom primary closet provide modern comfort and convenience. Conveniently located just minutes from I-10, offering an easy commute to Jacksonville while enjoying country living without compromise. **Detail sheet in Documents**

Cost to own

Mortgage calculator

Home Price

$599,333

Down Payment: 20%

$119,867

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,081

Principal & Interest: $3,081

Insurance (est.): $400

Estimated Total Monthly

$3,481

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,081

Estimated total, before insurance$3,081/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,356 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 11, 2026Price change$599,333−$9,167
Jul 8, 2026Price change$608,500−$20,000
Jun 4, 2026Listed$628,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,333

Price / Sq Ft$306

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,961

Total Structure Area1,961 sq ft

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesSouth

School Information

MiddleBaker County

HighBaker County

Community Information

Address8021 Yellow Pine Circle, Glen St. Mary, FL 32040

Area501-Macclenny Area

SubdivisionGlen St Mary

CityGlen St. Mary

CountyBaker

StateFL

Zip Code32040

Lot Dimensions2.25

Parcel Number122S21010300000280

Amenities

UtilitiesElectricity Connected, Water Connected, Propane

SewerSeptic Tank

Water SourceWell

ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Water Heater, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Refrigerator, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup