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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Madeira, St. Augustine a pool home in St. Johns County.

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Active

Active·48 days on market·Madeira

170 Pasarela Drive

St. Augustine, FL 32095

$799,000$359/sqftEst. $4,231/moMLS# 2158591
$50,000 below original list
3
Beds
2.5
Baths
2,225
Sq Ft
2023
Built
3
Garage
Yes
Pool
FEMA Zone AEHOA $142/mo0.42 acresSingle Family Residence1 story

About this home

Madeira

Live the Florida dream in this stunning Dostie-built pool home, where sunny days are spent relaxing in your saltwater pool and spa while enjoying peaceful preserve views behind and beside the property. Located in the prestigious gated Madeira community, this private retreat sits on nearly half an acre, just minutes from historic downtown St. Augustine, beautiful beaches, shopping, and dining. Inside, natural light fills the open floor plan featuring 3 spacious bedrooms, a dedicated office, soaring ceilings, and luxury finishes throughout. The gourmet kitchen offers a gas cooktop and oversized island, while the spa-like primary suite includes custom closets and an oversized soaking tub. With a 3-car garage, no carpet, and thoughtful upgrades throughout, this home offers the perfect blend of Florida living, privacy, and convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$4,231
Property taxesest. at asking price, St. Johns County$1,063
HOAbilled quarterly$142
Estimated total, before insurance$5,436/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$15,195/yr · $1,266/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$799,000
$159,800
Loan Term
Monthly Payment
$4,231
Principal & Interest: $4,231
Property taxes (est.): $1,063
Insurance (est.): $533
Estimated Total Monthly
$5,827
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$682,846$608,318
2024$640,466$590,466
2023$115,000$115,000

2025 property taxes (current owner): $15,195/yr

Estimated taxes if purchased at asking price: ~$12,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 31, 2026Price change$799,000$45,000
  • Aug 20, 2026Price change$844,000$5,000
  • Aug 5, 2026Listed$849,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$799,000
Price / Sq Ft$359
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,225
Acres0.42 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo
Gated CommunityYes

Community Information

Address170 Pasarela Drive, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionMadeira
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size18,295.2 sq ft
Parcel Number0734330150

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path
Community FeaturesGated
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1
Spa FeaturesIn Ground, Heated, Private

Exterior

Patio / PorchCovered, Front Porch, Rear Porch

Additional Information

Date ListedAugust 5, 2026
Days on Market35
HOA Fees$426 / Quarterly
HOA FrequencyQuarterly
Tax Amount$15,194.76
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: STA SUNRISE REALTY · BaileyMartinRealtor@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Madeira

Madeira is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Madeira homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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