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Active

$2,150,0004 bd · 4 ba · 3,485 sq ft

Active·24 days on market

2574 S Ocean Shore Boulevard

Flagler Beach, FL 32136

$2,150,000$617/sqftEst. $11,722/mo mortgageMLS# 2158499
↓ $149,000 below original list
4
Beds
4
Baths
3,485
Sq Ft
2023
Built
2
Garage
No
Pool
FEMA Zone XNo HOA7,841 sqft lotWaterfrontSingle Family Residence2 stories

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Flagler Beach

Built in 2023 by acclaimed Florida builder, Intracoastal Construction. This home offers 3,485 square feet of beautifully designed living space, complete with an elevator, 4 bedrooms, 3 full baths, 2 half-baths, beach walkover access directly across the street, and valuable littoral rights. Inside, an open and elevated floor plan captures the best of the beachside lifestyle. The main living area offers unobstructed ocean views, creating a seamless indoor-outdoor connection for sunrise coffee, ocean breezes, and effortless entertaining. 11-foot beamed ceilings, craftsmanship through out. Oversized 2-car garage. Outdoor living has a summer kitchen in the courtyard, an outside bathroom and outdoor shower, & extensive manicured landscaping. Designed to accommodate a 40-foot motorhome or boat with full RV hookups and 50-amp service. Dedicated space in backyard for pool with quotes available. This home truly has it all! Contact today for private showing.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$11,722
Estimated total, before insurance$11,722/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,150,000
$430,000
Loan Term
Monthly Payment
$11,722
Principal & Interest: $11,722
Insurance (est.): $1,433
Estimated Total Monthly
$13,155
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Metal — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,830 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:43 AM, sunset 5:33 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Oct 14, 2026Price change$2,150,000−$149,000
  • Oct 10, 2026Pending$2,299,000
  • Aug 4, 2026Listed$2,299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $617/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2035 S Flagler Avenue, Flagler Beach, FL 32136Listed by REMAX SELECT PROFESSIONALSMar 2026$1,189,000$3453/2.53,4443870.8
69 Bridle Ridge Court, Flagler Beach, FL 32136Listed by RE/MAX SPECIALISTSDec 2025$1,000,000$2465/4.54,0711681.4
94 Coronado Road, Flagler Beach, FL 32136Listed by MARCUS ALLEN REALTY, LLCSep 2026$1,625,000$4554/3.53,5703591.6
46 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INCMay 2026$534,990$2173/2.52,46801.7
48 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$532,000$2084/2.52,555671.8
56 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$530,000$2074/2.52,5551711.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,150,000
Price / Sq Ft$617
Bedrooms4
Bathrooms4.00
Full Baths3
Half Baths2
Square Footage3,485
Total Structure Area4,785 sq ft
Acres0.18 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address2574 S Ocean Shore Boulevard, Flagler Beach, FL 32136
Area606-Flagler County South-Beach
SubdivisionNot Validd
CityFlagler Beach
CountyFlagler
StateFL
Zip Code32136
Lot Size7,840.8 sq ft
Parcel Number1912-320150000200200
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage Door Opener, Gated, RV Access/Parking, Secured
ViewBeach, Ocean, Water

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Elevator, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Electric Water Heater, Freezer, Gas Range, Ice Maker, Microwave, Refrigerator, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories2
LevelsTwo
LaundryLower Level
SecurityFire Alarm, Security System Owned

Exterior

Exterior FeaturesBalcony, Courtyard, Impact Windows, Outdoor Kitchen, Outdoor Shower
Lot DescriptionCorner Lot, Irregular Lot
Patio / PorchCovered, Deck, Front Porch, Patio, Porch, Rear Porch
FencingVinyl
RoofMetal
ConstructionBlock
Other StructuresOutdoor Kitchen
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedOctober 14, 2026
Days on Market24
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COASTAL GATEWAY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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