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Active

Active·3 days on market

2574 S Ocean Shore Boulevard

Flagler Beach, FL 32136

$2,299,000$660/sqftEst. $11,856/moMLS# 2158499

Beds

Baths

3,485

Sq Ft

2023

Built

Garage

Pool

About this home

Flagler Beach

Flagler Beach Custom Coastal Luxury with Panoramic Ocean Views and Beach Access. Experience coastal living at this nearly new custom-built home on South Ocean Shore Boulevard, where sweeping Atlantic views, thoughtful craftsmanship, and everyday luxury come together in one exceptional Flagler Beach address. Built in 2023 by acclaimed Florida builders Intracoastal Construction, this home offers 3,485 square feet of beautifully designed living space, complete with an elevator, 4 bedrooms, 3 full baths, 2 half-baths, beach walkover access directly across the street, and valuable littoral rights. Inside, an open and elevated floor plan captures the best of the beachside lifestyle. The main living area is framed by a wall of sliders leading to a house-width second-floor balcony, creating a seamless indoor-outdoor connection for sunrise coffee, ocean breezes, and effortless entertaining. Eleven-foot beamed ceilings. 2-car garage, and a driveway designed to accommodate a 40-foot motorhome

Cost to own

Mortgage calculator

Home Price

$2,299,000

Down Payment: 20%

$459,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$11,856

Principal & Interest: $11,856

Insurance (est.): $1,533

Estimated Total Monthly

$13,388

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$11,856

Estimated total, before insurance$11,856/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Metal — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,830 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 4, 2026Listed$2,299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,299,000

Price / Sq Ft$660

Bedrooms4

Bathrooms4.00

Full Baths3

Half Baths2

Square Footage3,485

Total Structure Area4,785 sq ft

Acres0.18 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesEast

Community Information

Address2574 S Ocean Shore Boulevard, Flagler Beach, FL 32136

Area606-Flagler County South-Beach

SubdivisionNot Validd

CityFlagler Beach

CountyFlagler

StateFL

Zip Code32136

Lot Size7,840.8 sq ft

Parcel Number1912-320150000200200

ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage Door Opener, Gated, RV Access/Parking, Secured

ViewBeach, Ocean, Water

Waterfront TypeOcean Access, Ocean Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Elevator, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Electric Water Heater, Freezer, Gas Range, Ice Maker, Microwave, Refrigerator, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories2

LevelsTwo

LaundryLower Level

SecurityFire Alarm, Security System Owned