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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Sep 11, 2026·16 days on market

1329 Ribbon Place

Palm Coast, FL 32164

$474,990sold priceListed at $474,990 · 100% of asking$150/sqftMLS# 2158437
5
Beds
3.5
Baths
3,161
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $15/moSingle Family Residence2 storiesNew construction

About this home

Palm Coast

The versatile Silver Maple welcomes you with a charming front porch. Inside, a dramatic two-story foyer leads to a spacious study and open-concept living space--including a casual dining area, a large kitchen with a center island, and a great room with access to the patio. Additional main-floor highlights include a secluded owner's suite, featuring a sprawling walk-in closet and an en-suite bath with dual vanities and a separate tub and shower. Upstairs, a loft provides access to a full hall bath and four generous secondary bedrooms--each with a walk-in closet and one with its own private bath. Options may include: Covered patio, Bedroom and bathroom in lieu of the study, Spa walk-in shower, drop-in tub or freestanding tub at owner's bath, Drop zone off the garage, Great room fireplace. An idyllic community for those seeking a balanced blend of small town simplicity, seaside paradise and modern amenities. Flagler Beach is minutes away Daytona Beach and St. Augustine.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,610
HOAbilled annually$15
Estimated total, before insurance$2,626/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,053/yr · $254/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,053/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 15, 2026Closed$474,990
  • Aug 21, 2026Price change$474,990−$5,000
  • Aug 4, 2026Listed$479,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $150/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1331 Ribbon Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDAOct 2026$380,000$1584/32,407220.2
1349 Ribbon Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDAOct 2026$339,990$1504/2.52,2602370.3
1345 Ribbon Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDASep 2026$399,990$1594/2.52,5112420.3
1355 Ribbon Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDAMar 2026$489,990$1555/3.53,16170.3
218 Montgomery Court, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDASep 2025$399,990$1594/2.52,5112020.3
226 Montgomery Court, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDASep 2025$405,000$1614/2.52,5111080.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$474,990
Price / Sq Ft$150
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,161
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryBunnell
MiddleBuddy Taylor

Community Information

Address1329 Ribbon Place, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Woods
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number2112315560000000160

Amenities

AmenitiesPool, Dog Park, Playground
UtilitiesElectricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Gas Water Heater, Microwave
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryLower Level
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedAugust 4, 2026
Days on Market16
HOA Fees$185 / Annually
HOA FrequencyAnnually
HOA NameCommunity Association & Lifestyle Mgt/Kayla Rinker
Tax Amount$3,053.03
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: CENTURY COMMUNITIES OF FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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