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This home is in Jacksonville.

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Pending

Pending·18 days on market

8023 Chateau Drive S

Jacksonville, FL 32221

$245,000$140/sqftEst. $1,258/moMLS# 2158430

Beds

Baths

1,756

Sq Ft

1958

Built

Garage

Pool

About this home

Jacksonville

Owner is relocating and wants to sell quickly and is OFFERING $3,000 TOWARD BUYER CLOSING COSTS!! DON'T MISS OUT ON THIS BEAUTIFUL DREAM HOME~Step inside the 9 light window entry and see living room overlooking the take your breath away amazing kitchen with 42'' upper cabinets, gorgeous granite countertops, extensive subway tile backsplash and brand new SS appliances featuring a decorator vent above the glass top range~no expense was spared in this remodel! Step down from the coffee bar to a huge multi-purpose room with a convenient laundry area WITH washer/dryer in place and tons of storage in a full length closeted area~add a pool table or make it a theatre room~the possibilities are endless! Then step out into the wonderful LARGE covered patio perfect for BBQs with the family or parties & celebrations spilling out to the fully fenced back yard. Keep the 2 car garage as a large workshop~Great as a Man Cave, Contractor or Hobbyist already outfitted with extensive shelving & workbenc

Cost to own

Mortgage calculator

Home Price

$245,000

Down Payment: 20%

$49,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,258

Principal & Interest: $1,258

Property taxes (est.): $400

Insurance (est.): $163

Estimated Total Monthly

$1,822

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,258

Property taxesest. at asking price, Duval County$400

Estimated total, before insurance$1,658/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,225/yr · $269/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$160,154	$160,154	—
2024	$150,437	$29,572	▼ $121
2023	$151,179	$27,255	—
2022	$145,196	$25,005	—
2021	$99,610	$25,000	▲ $5,431
2020	$91,012	$25,000	▼ $5,292

2025 property taxes (current owner): $3,225/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1958)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,628 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 13, 2026Pending$245,000
Aug 3, 2026Listed$245,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$245,000

Price / Sq Ft$140

Bedrooms3

Bathrooms1.50

Full Baths1

Half Baths1

Square Footage1,756

Total Structure Area1,917 sq ft

Acres0.19 acres

Year Built1958

TypeResidential

Sub-TypeSingle Family Residence

StyleMid-Century Modern

Property ConditionUpdated/Remodeled

StatusPending

# of Garages2

# of Carport Spaces2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryRuth N. Upson

MiddleJames Weldon Johnson

HighStanton

Community Information

Address8023 Chateau Drive S, Jacksonville, FL 32221

Area061-Herlong/Normandy Area

SubdivisionNormandy Village

CityJacksonville

CountyDuval

StateFL

Zip Code32221

Lot Size8,276.4 sq ft

Lot Dimensions70' x 120' .19AC

Parcel Number0093420000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Available, Sewer Connected, Water Connected

Water SourcePublic

ParkingAdditional Parking, Attached Carport, Carport, Covered, Detached, Garage, Off Street, RV Access/Parking

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne