This home is in Jacksonville.
Active·68 days on market
13603 Lyle Road
Jacksonville, FL 32218
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Move in ready home that has just under a half acre with the lot extending to the next street over! Fully Remodeled home in 2023 with new kitchen that has quartz countertops, full re wire of electrical, stainless steal appliances, septic and drain field, roof, well equipment, and water heater. This home ensures worry-free living for years to come. also features a large shed with carports on both sides for hobbies or wood working. please ask for our rentals numbers for investors. No hoa
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 1960)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,316 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,620/yr
Estimated taxes if purchased at asking price: ~$4,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 11, 2026Price change$209,900−$8,100
- Sep 29, 2026Price change$218,000−$1,000
- Aug 3, 2026Listed$219,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $247/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 14331 Lyle Road, Jacksonville, FL 32218Listed by REDFIN CORPORATION | Aug 2025 | $120,000 | $130 | 2/2 | 924 | 40 | 0.9 |
| 154 Polk Road, Jacksonville, FL 32218Listed by LISA DUKE REALTY LLC | Jul 2026 | $200,000 | $240 | 2/1 | 832 | 12 | 1 |
| 118 Orangedale Avenue, Jacksonville, FL 32218Listed by WATSON REALTY CORP | Jun 2026 | $90,000 | $94 | 3/2 | 960 | 31 | 1.1 |
| 724 Renfro Road, Jacksonville, FL 32218Listed by FREEDOM REALTY GROUP LLC | Aug 2026 | $68,000 | $70 | 3/1 | 976 | 14 | 1.2 |
| 12312 Pulaski Road, Jacksonville, FL 32218Listed by SAVVY AVENUE, LLC. | Jul 2026 | $185,000 | $175 | 3/1 | 1,056 | 27 | 1.8 |
| 13203 Dunn Creek Road, Jacksonville, FL 32218Listed by WATSON REALTY CORP (Prop Mgmt) | Jul 2026 | $170,000 | $177 | 2/1 | 960 | 26 | 2.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DEKAY COASTAL PROPERTIES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Duval City
For Sale97 Polk RoadJacksonville, FL 32218
3 bd · 2 ba · 1,500 sq ft
$239,900Est. $1,277/moNewer manufactured home on a private road in very close proximity to River City Marketplace. 3/2 with a transferable…
Listing Office: community realty associates
For Sale13542 W 1st Street WJacksonville, FL 32218
3 bd · 2 ba · 1,040 sq ft
$82,500Est. $439/moINVESTOR ALERT!! Mobile home on a combined HALF ACRE with a BONUS LOT in the back! The home features 3 bedrooms, 2…
Listing Office: florida homes realty & mtg llc
Pending14051 Hollings StreetJacksonville, FL 32218
4 bd · 2 ba · 1,759 sq ft
$339,900Est. $1,809/moBeautiful 4/2 home, with covered lanai on nice sized lot, recently completed. Near the growing River City Marketplace.…
Listing Office: rpb realty,inc
For Sale375 Drone StreetJacksonville, FL 32218
4 bd · 2 ba · 1,648 sq ft
$349,900Est. $1,862/moBeautiful 4bed/2bath home under construction, near growing area, and minutes from River City Marketplace, with a wide…
Listing Office: rpb realty,inc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines