This home is in Jacksonville.
Sold·Closed Jul 15, 2026·26 days on market·Recent sales in Jacksonville
13203 Dunn Creek Road
Jacksonville, FL 32218
About this home
Jacksonville
Great starter home or rental investment has new full subfloor reinforcement and LVP flooring (960 SF) w/ off-grade interior access panels installed in closets. New roof installed May of 2026. Property is located on a corner 1/2 acre lot with a sturdy storage shed on slab and one-car carport. Extra features include open floor plan, interior laundry room, water softener, partially fenced yard. and all kitchen appliances. There is a local neighborhood area park adjacent to the property. Survey available upon request.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 1941)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Private Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,663 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $124,777 | $124,777 | ▲ $8,000 |
2025 property taxes (current owner): $2,274/yr
Estimated taxes if purchased at asking price: ~$3,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 20, 2026Closed$175,000
- May 25, 2026Listed$175,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $182/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12746 Dunn Creek Road, Jacksonville, FL 32218Listed by KELLER WILLIAMS ST JOHNS | Jun 2026 | $230,000 | $184 | 3/1 | 1,248 | 14 | 0.6 |
| 12312 Pulaski Road, Jacksonville, FL 32218Listed by SAVVY AVENUE, LLC. | Jul 2026 | $185,000 | $175 | 3/1 | 1,056 | 27 | 1.8 |
| 485 Shamrock S, Jacksonville, FL 32218Listed by BEYCOME OF FLORIDA LLC | Jun 2026 | $205,000 | $180 | 3/2 | 1,141 | 32 | 1.8 |
| 336 S Shamrock Avenue, Jacksonville, FL 32218Listed by MILITARY REALTY INC | Sep 2026 | $250,000 | $201 | 3/2 | 1,246 | 51 | 2 |
| 724 Renfro Road, Jacksonville, FL 32218Listed by FREEDOM REALTY GROUP LLC | Aug 2026 | $68,000 | $70 | 3/1 | 976 | 14 | 2.1 |
| 229 Orangedale Avenue, Jacksonville, FL 32218Listed by LISA DUKE REALTY LLC | Jul 2026 | $225,000 | $180 | 3/2 | 1,247 | 41 | 2.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP (Prop Mgmt)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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