Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Beacon Lake, St. Augustine — a home near Beachside High School.

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Active

Active·Listed today·Beacon Lake

171 Tamar Court

St. Augustine, FL 32095

$370,000$178/sqftEst. $1,887/moMLS# 2158384

Beds

Baths

2,081

Sq Ft

2021

Built

Garage

Pool

About this home

Beacon Lake

Welcome to your dream townhome, nestled in an engaging community with a wealth of activities! Inside, you'll discover contemporary living at its finest, highlighted by stainless steel appliances, exquisite quartz countertops, and energy-efficient LED lighting. Cooking becomes a delight on the gas cooktop, while the tankless water heater adds efficiency, helping you save on utility bills. The solid surfaces throughout the main floor allow for quick and effortless cleaning, giving you more time to enjoy your beautiful home. Convenience is key, and this townhome comes complete with a washer and dryer, along with two full baths and an additional half bath downstairs. The bonus space adds versatility, making it an ideal setting for both relaxing and entertaining. Imagine living just steps away from a remarkable 43-acre lake perfect for paddleboarding, along with an amenity center featuring a state-of-the-art fitness center, a splash pad, its own beach, ballparks, and pickleball courts

Cost to own

Mortgage calculator

Home Price

$370,000

Down Payment: 20%

$74,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,887

Principal & Interest: $1,887

Property taxes (est.): $492

Insurance (est.): $247

Estimated Total Monthly

$2,626

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,887

Property taxesest. at asking price, St. Johns County$492

HOAbilled quarterly$150

Estimated total, before insurance$2,529/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,987/yr · $582/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,987/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,770 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 3, 2026Listed$370,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$370,000

Price / Sq Ft$178

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,081

Total Structure Area2,726 sq ft

Acres0.08 acres

Year Built2021

TypeResidential

Sub-TypeTownhouse

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

School Information

ElementaryLakeside Academy

MiddleLakeside Academy

HighBeachside

Community Information

Address171 Tamar Court, St. Augustine, FL 32095

Area304- 210 South

SubdivisionBeacon Lake Townhomes

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size3,484.8 sq ft

Parcel Number0237221140

ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management - Off Site, Park, Pickleball, Playground

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewOther

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Vinyl

# of Stories2

LevelsTwo

LaundryIn Unit, Upper Level

SecuritySmoke Detector(s)