This home is in Beacon Lake, St. Augustine.

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Active

Active·134 days on market·Beacon Lake

287 Tamar Court

St. Augustine, FL 32095

$359,000$201/sqftEst. $1,911/moMLS# 2133104

Beds

Baths

1,789

Sq Ft

2020

Built

Garage

Pool

About this home

Beacon Lake

LIVE THE BEACON LAKE LIFESTYLE... FOR LESS! Welcome to one of the LOWEST-PRICED TOWNHOMES currently available in highly sought-after Beacon Lake--offering an incredible opportunity to enjoy one of St. Johns County's premier master-planned communities without compromising on comfort, style, or convenience. This thoughtfully designed home features one of the community's most desirable floor plans with a FIRST-FLOOR PRIMARY SUITE, providing everyday convenience and privacy. The bright, open-concept layout is perfect for entertaining, with a spacious kitchen overlooking the living and dining areas, abundant natural light, and a covered lanai for relaxing outdoors. Upstairs, you'll find two additional bedrooms, a full bath, and a versatile loft that makes an ideal home office, media room, play area, or second living space. A TWO-CAR GARAGE provides plenty of storage and parking--a feature that sets this home apart.

Cost to own

Mortgage calculator

Home Price

$359,000

Down Payment: 20%

$71,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,825

Principal & Interest: $1,825

Est. Taxes & Insurance: $456

Estimated Total Monthly

$2,281

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,911

Property taxesest. at asking price, St. Johns County$478

HOAbilled quarterly$150

Estimated total, before insurance$2,538/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$336,053	$119,269	—
2024	$346,668	$115,059	—
2023	$320,556	$110,106	—
2022	$284,674	$109,797	—
2021	$226,731	$105,128	—
2020	$42,000	$42,000	—

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 4, 2026Listed$359,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,000

Price / Sq Ft$201

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,789

Acres0.07 acres

Year Built2020

TypeResidential

Sub-TypeTownhouse

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryOcean Palms

MiddleAlice B. Landrum

HighAllen D. Nease

Community Information

Address287 Tamar Court, St. Augustine, FL 32095

Area304- 210 South

SubdivisionBeacon Lake Townhomes

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size3,049.2 sq ft

Parcel Number0237220930

ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Park, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

SecuritySecurity System Owned, Smoke Detector(s)