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Sold

Sold·Closed May 23, 2025·9 days on market

1510 Patmarlin Street

Starke, FL 32091

$260,000sold priceListed at $264,900 · 98.2% of asking$126/sqftMLS# 2082126
3
Beds
2.5
Baths
2,068
Sq Ft
1983
Built
1
Garage
No
Pool
No HOA0.50 acresSingle Family Residence1 story

About this home

Starke

Huge opportunity in an established, highly desired, neighborhood in Starke. Home is over 2000 square feet and sits on 1/2 an acre on a dead end street. Home has 3 bedrooms and 2 bathrooms with an additional 1/2 bath in the work shop in the garage. There is an additional room that can be used as an office or converted to a 4th bedroom by adding a closet. Seller has priced this home well below market value due to the need of cosmetic updates and relocation requirements. Metal roof was installed in 2018. All appliances bought in 2016. Keyless entry at front door. Gas hot water heater (2016). Hall bath updated in 2018 with Bath Fitter unit and new copper pipes. Amana a/c and heating unit installed in 2013. There is an additional 2 car garage in the back yard with matching metal roof. This opportunity will not last long.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,440
Estimated total, before insurance$1,440/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$260,000
$52,000
Loan Term
Monthly Payment
$1,440
Principal & Interest: $1,440
Insurance (est.): $173
Estimated Total Monthly
$1,613
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,440 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $128/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1403 Randall Street, Starke, FL 32091Listed by CW REALTYJul 2026$315,000$1343/22,3592840.1
1561 Dodd Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCSep 2025$280,000$1633/21,72160.1
803 Gene Drive, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCJul 2025$270,000$1633/2.51,65360.1
1385 Ree St Street, Starke, FL 32091Listed by MCCABE REALTY INCDec 2025$433,500$1654/32,629390.2
1219 Harley Circle, Starke, FL 32091Listed by CW REALTYJun 2026$550,000$2153/22,55410.3
1042 Raiford Road, Starke, FL 32091Listed by CW REALTYApr 2025$269,000$1583/21,698790.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$264,900
Price / Sq Ft$128
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,068
Total Structure Area3,264 sq ft
Acres0.50 acres
Year Built1983
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address1510 Patmarlin Street, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionGreen Acres
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size21,780 sq ft
Parcel Number02312C00200

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances
ParkingAttached, Garage

Interior

Interior FeaturesBuilt-in Features, Entrance Foyer, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator
HeatingCentral, Natural Gas
CoolingCentral Air, Wall/Window Unit(s)
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered, Deck, Front Porch
FencingBack Yard
RoofMetal
ConstructionBrick
Other StructuresShed(s)
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedApril 16, 2025
Days on Market9
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER SMITH AND SMITH REALTY

Sold by: CW REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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