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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed May 21, 2026·76 days on market

423 N Broadway Street

Starke, FL 32091

$232,000sold priceListed at $244,900 · 94.7% of asking$134/sqftMLS# 2131350
3
Beds
2
Baths
1,736
Sq Ft
1979
Built
—
Garage
No
Pool
No HOA10,019 sqft lotSingle Family Residence1 story

About this home

Starke

Charming 4 bedroom 2 bath home right in the heart of Starke. Separate living room and Family room that has a beautiful wood burning fireplace. Large fenced in back yard, plenty of storage with the attached storage room and metal shed included.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,285
Estimated total, before insurance$1,285/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$232,000
$46,400
Loan Term
Monthly Payment
$1,285
Principal & Interest: $1,285
Insurance (est.): $155
Estimated Total Monthly
$1,440
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,480 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $146/sq ft; this home is listed at $141/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
624 N Lake Street, Starke, FL 32091Listed by AMERICAN DREAM OF NORTHEAST FLORIDAApr 2026$185,000$1503/11,232630.2
421 N Polk Street, Starke, FL 32091Listed by CW REALTYSep 2025$108,175$893/21,22010.2
680 W Madison Street, Starke, FL 32091Listed by MCCABE REALTY INCMay 2026$237,900$1153/22,0731430.3
722 Madison Street, Starke, FL 32091Listed by RE/MAX SPECIALISTSSep 2026$150,000$1204/11,248630.4
822 W Pratt Street, Starke, FL 32091Listed by COLDWELL BANKER SMITH AND SMITH REALTYMar 2026$245,000$1463/21,6762640.4
506 Legion Terrace, Starke, FL 32091Listed by CW REALTYApr 2026$235,000$1753/1.51,344240.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$244,900
Price / Sq Ft$141
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,736
Acres0.23 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address423 N Broadway Street, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size10,018.8 sq ft
Parcel Number03018A00400

Amenities

UtilitiesOther
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Carport

Interior

AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1

Exterior

Patio / PorchFront Porch
FencingBack Yard
RoofMetal

Additional Information

Date ListedFebruary 21, 2026
Days on Market76
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TPR REAL ESTATE GROUP INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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