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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·68 days on market

9046 Tyler Avenue

Jacksonville, FL 32208

$199,000$192/sqftEst. $1,089/moMLS# 2157538
↓ $16,000 below original list
2
Beds
1
Baths
1,038
Sq Ft
1952
Built
1
Garage
No
Pool
FEMA Zone XNo HOA10,454 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Step into this beautifully renovated 2 bedroom, 1 bath home where timeless character meets modern comfort. Original architectural details blend seamlessly with a custom-designed kitchen and updated bathroom, creating a warm and inviting space. Wood and laminate flooring flow throughout, complemented by upgraded lighting, an inviting entry foyer, separate living and dining rooms, and a convenient indoor laundry room. All appliances are included, making this home truly move-in ready. Outside, enjoy a spacious, fenced backyard with plenty of room to relax or entertain. Major updates provide peace of mind, including a new roof (2024), updated electrical (2024), and a new HVAC system (2024). With the big-ticket items already completed, all that's left to do is move in and make it your own!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$1,089
Property taxesest. at asking price, Duval County$325
Estimated total, before insurance$1,414/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,266/yr · $189/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$199,000
$39,800
Loan Term
Monthly Payment
$1,089
Principal & Interest: $1,089
Property taxes (est.): $325
Insurance (est.): $133
Estimated Total Monthly
$1,547
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,018 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,266/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 11, 2026Price change$199,000−$16,000
  • Jul 29, 2026Listed$215,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$199,000
Price / Sq Ft$192
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,038
Acres0.24 acres
Year Built1952
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address9046 Tyler Avenue, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionThompsons Riverview
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size10,454.4 sq ft
Parcel Number0371440000
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePublic
ParkingDetached

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air
FlooringLaminate, Wood
# of Stories1
LevelsOne

Exterior

FencingFenced, Chain Link
RoofShingle

Additional Information

Date ListedJuly 29, 2026
Days on Market13
Tax Amount$2,266.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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