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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·70 days on market

9049 Jackson Avenue

Jacksonville, FL 32208

$199,990$164/sqftEst. $1,095/moMLS# 2157308
3
Beds
1
Baths
1,218
Sq Ft
1950
Built
1
Garage
Yes
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Adorable 3 bedroom Home with Detached Garage! This Home has been updated and recently had repairs completed. Huge Kitchen with Granite Counter tops and Stainless Fridge, Dishwasher and Over the Range Microwave. Enjoy the Huge Fenced Backyard with Large Deck for Entertaining, Family Gatherings or just to Relax. The Garage has a lot of Space to add more possibilities. Close to Shopping, Major Highways, DownTown, and easy access Airport and Beaches via HWY.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$1,095
Property taxesest. at asking price, Duval County$327
Estimated total, before insurance$1,421/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,466/yr · $205/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$199,990
$39,998
Loan Term
Monthly Payment
$1,095
Principal & Interest: $1,095
Property taxes (est.): $327
Insurance (est.): $133
Estimated Total Monthly
$1,555
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1950)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,447 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$158,861$108,139▲ $8,900
2024$150,659$88,985▲ $10,900
2023$136,590$84,937—
2022$131,007$81,007—
2021$111,334$111,334▲ $2,225
2020$105,689$105,689▲ $7,264

2025 property taxes (current owner): $2,466/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 27, 2026Listed$199,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$199,990
Price / Sq Ft$164
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,218
Acres0.23 acres
Year Built1950
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages1
Has PoolYes
Pool FeaturesAbove Ground, Other
Is WaterfrontNo

Community Information

Address9049 Jackson Avenue, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionThompsons Riverview
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size10,018.8 sq ft
Parcel Number0371750000

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, Guest, Off Street

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Patio / PorchCovered, Deck, Front Porch, Rear Porch
FencingFenced, Back Yard, Chain Link, Full, Privacy, Wood
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 27, 2026
Days on Market25
Tax Amount$2,465.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INI REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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