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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$999,6215 bd · 4.5 ba · 4,032 sq ft

Active·102 days on market

621 River View Road

Flagler Beach, FL 32136

$999,621$248/sqftEst. $5,450/mo mortgageMLS# 2157368
↓ $29,379 below original list
5
Beds
4.5
Baths
4,032
Sq Ft
1997
Built
3
Garage
Yes
Pool
FEMA Zone AENo HOA9,148 sqft lotSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Flagler Beach

Luxury Living in the Heart of Flagler Beach. Nestled on a quiet street just across from the Intracoastal Waterway and only 3 blocks from the Atlantic Ocean, this property offers the perfect balance of luxury, privacy, and coastal convenience. This spacious 5-bedroom, 4.5-bath home features soaring 22-foot ceilings that create a dramatic first impression. The gourmet chef's kitchen is the heart of the home, showcasing JennAir stainless steel appliances, an induction cooktop, an oversized center island, abundant custom cabinetry, and generous workspace for hosting family and friends. A grand foyer welcomes guests, while laundry rooms on both 1st and 2nd floors provide exceptional convenience. Upstairs, you'll find two expansive primary bedroom suites, each offering private ensuite bathrooms and generous living space. Additional features include a three-car garage, whole-house generator, central vac, and numerous quality updates, including a roof, HVAC systems, windows and a water heater.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$5,450
Estimated total, before insurance$5,450/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,908/yr · $1,159/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$999,621
$199,924
Loan Term
Monthly Payment
$5,450
Principal & Interest: $5,450
Insurance (est.): $666
Estimated Total Monthly
$6,116
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0026611 - Flagler Beach WWTF · Public water (record)

County records show this parcel on central sewer served by FL0026611 - Flagler Beach WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,832 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $13,908/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 20, 2026Price change$999,621−$29,379
  • Jul 28, 2026Listed$1,029,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $248/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2035 S Flagler Avenue, Flagler Beach, FL 32136Listed by REMAX SELECT PROFESSIONALSMar 2026$1,189,000$3453/2.53,4443871
69 Bridle Ridge Court, Flagler Beach, FL 32136Listed by RE/MAX SPECIALISTSDec 2025$1,000,000$2465/4.54,0711681.3
94 Coronado Road, Flagler Beach, FL 32136Listed by MARCUS ALLEN REALTY, LLCSep 2026$1,625,000$4554/3.53,5703591.7
156 Stillwater Drive, Flagler Beach, FL 32136Listed by JACKSONVILLE TBI REALTY, LLCMay 2026$695,000$2424/32,873651.8
164 Stillwater Drive, Flagler Beach, FL 32136Listed by JACKSONVILLE TBI REALTY, LLCMay 2026$710,000$2440/3.52,9051181.9
6 Whitehall Court, Flagler Beach, FL 32136Listed by DJ & LINDSEY REAL ESTATEMay 2025$725,000$2255/33,2251212.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$999,621
Price / Sq Ft$248
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,032
Acres0.21 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

Community Information

Address621 River View Road, Flagler Beach, FL 32136
Area606-Flagler County South-Beach
Subdivision**verifying Subd**
CityFlagler Beach
CountyFlagler
StateFL
Zip Code32136
Lot Size9,147.6 sq ft
Parcel Number1912325350000000130
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Circular Driveway, Garage, Off Street
ViewIntracoastal, River, Water

Interior

Interior FeaturesBreakfast Nook, Butler Pantry, Ceiling Fan(s), Central Vacuum, Entrance Foyer, Kitchen Island, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Upper Level, Washer Hookup

Exterior

Exterior FeaturesBalcony, Other
FencingBack Yard
RoofShingle
ConstructionBlock, Concrete, Stucco
Road SurfacePaved

Additional Information

Date ListedJuly 28, 2026
Days on Market102
Tax Amount$13,908.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA BEACHES REAL ESTATE COMPANY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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