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Active

Active·10 days on market

621 River View Road

Flagler Beach, FL 32136

$1,029,000$255/sqftEst. $5,306/moMLS# 2157368

Beds

Baths

4,032

Sq Ft

1997

Built

Garage

Yes

Pool

About this home

Flagler Beach

Luxury Living in the Heart of Flagler Beach. Nestled on a quiet street just across from the Intracoastal Waterway and only 3 blocks from the Atlantic Ocean, this property offers the perfect balance of luxury, privacy, and coastal convenience. This spacious 5-bedroom, 4.5-bath home features soaring 22-foot ceilings that create a dramatic first impression. The gourmet chef's kitchen is the heart of the home, showcasing JennAir stainless steel appliances, an induction cooktop, an oversized center island, abundant custom cabinetry, and generous workspace for hosting family and friends. A grand foyer welcomes guests, while laundry rooms on both 1st and 2nd floors provide exceptional convenience. Upstairs, you'll find two expansive primary bedroom suites, each offering private ensuite bathrooms and generous living space. Additional features include a three-car garage, whole-house generator, central vac, and numerous quality updates, including a roof, HVAC systems, windows and a water heater.

Cost to own

Mortgage calculator

Home Price

$1,029,000

Down Payment: 20%

$205,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$5,306

Principal & Interest: $5,306

Insurance (est.): $686

Estimated Total Monthly

$5,992

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$5,306

Estimated total, before insurance$5,306/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,908/yr · $1,159/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $13,908/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0026611 - Flagler Beach WWTF · Public water (record)

County records show this parcel on central sewer served by FL0026611 - Flagler Beach WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,832 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 28, 2026Listed$1,029,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,029,000

Price / Sq Ft$255

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,032

Acres0.21 acres

Year Built1997

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Fenced

Is WaterfrontNo

Community Information

Address621 River View Road, Flagler Beach, FL 32136

Area606-Flagler County South-Beach

Subdivision**verifying Subd**

CityFlagler Beach

CountyFlagler

StateFL

Zip Code32136

Lot Size9,147.6 sq ft

Parcel Number1912325350000000130

ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Circular Driveway, Garage, Off Street

ViewIntracoastal, River, Water

Interior

Interior FeaturesBreakfast Nook, Butler Pantry, Ceiling Fan(s), Central Vacuum, Entrance Foyer, Kitchen Island, Split Bedrooms, Walk-In Closet(s), Wet Bar

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Upper Level, Washer Hookup