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Sold

Sold·Closed May 27, 2026·118 days on market

164 Stillwater Drive

Flagler Beach, FL 32136

$710,000sold priceListed at $729,000 · 97.4% of asking$244/sqftMLS# 2122817
0
Beds
3.5
Baths
2,905
Sq Ft
2025
Built
3
Garage
No
Pool
HOA $42/moWaterfrontSingle Family Residence1 storyNew construction

About this home

Flagler Beach

Come tour this Toll Brothers Community, Available to move into in 45 days, The Barnwell Elite immediately impresses with a charming foyer revealing a stunning great room with a tray ceiling and a spacious covered lanai beyond. Perfect for entertaining, the well-designed kitchen features a sizable center island with breakfast bar, plenty of counter and cabinet space, and an ample walk-in pantry. The primary bedroom is a true retreat with a beautiful tray ceiling, a large walk-in closet, and an impressive spa-like primary bath complete with a dual-sink vanity, a soaking tub, a luxe shower, linen storage, and a private water closet. Roomy secondary bedrooms share separate full hall baths. On the second floor, an airy loft provides an excellent space for gathering or relaxing. Additional highlights include a versatile flex space, an everyday entry, centrally located laundry, a second-floor powder room, and extra storage. Call today to schedule your private tour!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,871
HOAbilled monthly$42
Estimated total, before insurance$3,913/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,207/yr · $267/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:36 AM, sunset 6:40 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,207/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $251/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
159 Stillwater Drive, Flagler Beach, FL 32136Listed by JACKSONVILLE TBI REALTY, LLCSep 2026$520,000$2333/22,2281840
56 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$530,000$2074/2.52,5551710.1
68 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$635,000$2682/2.52,369740.1
48 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$532,000$2084/2.52,555670.2
44 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$510,000$2333/22,1862050.2
59 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$520,000$2113/22,4681680.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$729,000
Price / Sq Ft$251
Bedrooms0
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,905
Total Structure Area3,904 sq ft
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
New ConstructionYes
Direction FacesWest

School Information

ElementaryOld Kings
MiddleBuddy Taylor

Community Information

Address164 Stillwater Drive, Flagler Beach, FL 32136
Area603-Flagler County-South Central
SubdivisionVeranda Bay
CityFlagler Beach
CountyFlagler
StateFL
Zip Code32136
Lot Dimensions60x120
Parcel Number3812317222000002170
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
Green / EnergyHVAC
ParkingAttached, Garage, Garage Door Opener
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Split System, Zoned
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne and One Half
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedDecember 29, 2025
Days on Market118
HOA Fees$42 / Monthly
HOA FrequencyMonthly
Tax Amount$3,207.23
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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