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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a pool home in Jacksonville.

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Active

Active·1 day on market

2250 Flatwood Court

Jacksonville, FL 32223

$650,000$256/sqftEst. $3,338/moMLS# 2156737
4
Beds
3
Baths
2,542
Sq Ft
1988
Built
2
Garage
Yes
Pool

About this home

Jacksonville

Welcome to your own retreat with an in-ground pool and hot tub, nestled on a quiet cul-de-sac! This beautifully updated 4-bedroom, 3-bathroom, 2,542 sq ft home welcomes you with a charming front porch and brick veneer exterior full of curb appeal. Step inside to a gorgeous foyer, elegant crown molding, and a split floor plan offering privacy for everyone, while the formal dining room sets the stage for memorable gatherings. The updated kitchen and bathrooms feature modern finishes, and stylish luxury vinyl plank flooring flows throughout the rest of the home for a polished, low-maintenance look. Out back, escape to an entertainer's dream -- a screened-in pool and hot tub, summer kitchen, and covered lanai. This is more than a house -- it's a lifestyle. Don't miss this exceptional home paired with move-in-ready updates throughout!

Cost to own

Mortgage calculator

$650,000
$130,000
Loan Term
Monthly Payment
$3,338
Principal & Interest: $3,338
Property taxes (est.): $1,061
Insurance (est.): $433
Estimated Total Monthly
$4,833
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,338
Property taxesest. at asking price, Duval County$1,061
Estimated total, before insurance$4,400/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,005/yr · $750/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$484,235$484,235
2024$423,571$423,571
2023$448,890$448,890 $42,129
2022$389,995$354,566 $12,908
2021$322,333$322,333 $13,175
2020$299,539$186,320 $20,023

2025 property taxes (current owner): $9,005/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,678 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 20, 2026Active$650,000
  • Jul 21, 2026Listed$650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$650,000
Price / Sq Ft$256
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,542
Acres0.33 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address2250 Flatwood Court, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionHammock Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size14,374.8 sq ft
Parcel Number1057402132

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LaundryElectric Dryer Hookup
Spa FeaturesIn Ground

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchCovered, Deck, Porch, Rear Porch, Screened
FencingFenced
RoofShingle
ConstructionBrick

Additional Information

Date ListedAugust 20, 2026
Days on Market0
Tax Amount$9,004.91
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FUTURE HOME REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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