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Sold

Sold·Closed Aug 12, 2026·49 days on market

5725 Sequoia Road

Keystone Heights, FL 32656

$235,000sold priceListed at $235,000 · 100% of asking$97/sqftMLS# 2150771
5
Beds
3
Baths
2,432
Sq Ft
2019
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.14 acresManufactured Home1 story

About this home

Keystone Heights

CASH/Conventional home opportunity. 5 bedrooms/ 3 bathrooms/ 2 living rooms/ 1 awesome opportunity. This 2019 home needs minimal TLC to call it home for the perfect buyer. If you're looking for space both inside and out, you'll want to check this home out. Over 2400 ft under roof, situated on over an acre, with 2 (2021) sheds. Home has a ramp on the front and rear of the home, a concrete 2 car parking pad for extra convenience. Bring all offers, and chat with an agent about the potential for this home to qualify for a government loan! A home of this size with acreage will not last, so reach out today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,302
Property taxesest. at asking price, Clay County$360
Estimated total, before insurance$1,662/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,436/yr · $286/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$235,000
$47,000
Loan Term
Monthly Payment
$1,302
Principal & Interest: $1,302
Property taxes (est.): $360
Insurance (est.): $157
Estimated Total Monthly
$1,819
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,696 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$325,109$191,258—
2024$310,817$182,596—
2023$287,269$99,881—
2022$212,460$95,516—
2021$162,575$86,228—
2020$134,348$84,348—

2025 property taxes (current owner): $3,436/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 12, 2026Closed$235,000
  • Aug 4, 2026Pending$235,000
  • Jun 15, 2026Listed$235,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $132/sq ft; this home is listed at $97/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7607 Oak Forest Road, Keystone Heights, FL 32656Listed by PURSUIT REAL ESTATE, LLCOct 2026$285,000$1255/32,280160.2
7593 Silver Sands Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$220,000$1173/21,876710.2
5648 Silver Sands Circle, Keystone Heights, FL 32656Listed by CW REALTYDec 2025$339,000$1863/31,82040.5
7550 Monongahela Avenue, Keystone Heights, FL 32656Listed by TEAM DURGIN REALTY INCAug 2026$520,000$2034/2.52,5641990.6
5579 Deerlodge Court, Keystone Heights, FL 32656Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$249,900$1153/22,176160.6
5641 Silver Sands, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERYAug 2026$300,000$1325/32,280200.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$235,000
Price / Sq Ft$97
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,432
Acres1.14 acres
Year Built2019
TypeResidential
Sub-TypeManufactured Home
StyleOther
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address5725 Sequoia Road, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionBig Tree Lakes
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size49,658.4 sq ft
Parcel Number14082300143750300
ZoningSingle Family

Amenities

UtilitiesCable Connected, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Freezer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCleared, Few Trees
Patio / PorchDeck, Front Porch, Porch, Rear Porch
RoofShingle
ConstructionVinyl Siding
Other StructuresShed(s)

Additional Information

Date ListedJune 15, 2026
Days on Market49
Tax Amount$3,436.46
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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