Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 29
Sold

$363,000Sold4 bd · 2 ba · 1,740 sq ft

Sold·Closed Oct 29, 2026·87 days on market

2329 Side Wheel Court

Fleming Island, FL 32003

$363,000sold priceListed at $369,900 · 98.1% of asking$209/sqftMLS# 2156110
4
Beds
2
Baths
1,740
Sq Ft
2001
Built
2
Garage
No
Pool
FEMA Zone XHOA $25/mo12,197 sqft lotSingle Family Residence1 story

About this home

Fleming Island

Welcome home to Bay Harbor! This spacious 4 bedroom, 2 bath Brick home is just waiting for a new owner! Centrally located in Fleming Island with no CDD fees and a low yearly HOA! Freshly painted interior and tile flooring throughout! Spacious primary bedroom and bath with soaking tub, separate shower and walk-in closet! Split bedroom arrangement. Living room/dining room combo with an additional family room off of the kitchen. Kitchen features a breakfast bar overlooking the family room, plus a breakfast nook! Large backyard with fire pit, storage shed and plenty of outdoor space. Covered Lanai! Conveniently located near schools, shopping, restaurants and more! *Some photos have been virtually staged.*

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,979
Property taxesest. at asking price, Clay County$556
HOAbilled annually$25
Estimated total, before insurance$2,560/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,054/yr · $421/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,490 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,054/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 3, 2026Closed$369,900
  • Oct 14, 2026Pending$369,900
  • Sep 23, 2026Price change$369,900−$15,000
  • Jul 19, 2026Listed$384,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $232/sq ft; this home is listed at $209/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2109 Pebble Creek Lane, Fleming Island, FL 32003Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$367,000$2153/21,704440.4
1644 Players Club Drive, Fleming Island, FL 32003Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$415,000$2373/21,75130.6
1623 Highland View Court, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYNov 2026$375,000$2483/21,51450.9
1634 Highland View Court, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$395,000$2323/21,701390.9
1998 Lenox Court, Middleburg, FL 32068Listed by BEYCOME OF FLORIDA LLCSep 2026$353,900$1643/2.52,152430.9
1607 Highland View Court, Fleming Island, FL 32203Listed by DJ & LINDSEY REAL ESTATEAug 2026$415,000$2104/31,980411

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$369,900
Price / Sq Ft$213
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,740
Acres0.28 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2329 Side Wheel Court, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionBay Harbor
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size12,196.8 sq ft
Parcel Number31042601318100122

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered
FencingBack Yard

Additional Information

Date ListedJuly 19, 2026
Days on Market87
HOA Fees$300 / Annually
HOA FrequencyAnnually
Tax Amount$5,054.44
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NEXTHOME COLLINS REALTY

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines