This home is in Jacksonville.
Active·86 days on market
2048 Nottoway Woods Lane
Jacksonville, FL 32220
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
BUYER OPPORTUNITY — DOWN PAYMENT ASSISTANCE AVAILABLE! This beautiful 4-bedroom, 2-bath Jacksonville home, built in 2020, offers the perfect combination of modern comfort, affordability, and valuable buyer incentives. Qualified buyers may be eligible for up to $25,000 in Down Payment Assistance (DPA) to help make homeownership more attainable. Plus, the seller will pay off the solar panels in full at closing, allowing the new owner to enjoy the potential benefits of solar energy without taking on the existing solar balance. With low HOA dues and no CDD fees, this home offers an opportunity for more manageable homeownership costs. If you're looking for a newer home with valuable incentives and potential energy savings, this one is worth a closer look!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,738 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real pool sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,178/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 28, 2026Price change$250,000−$15,000
- Aug 26, 2026Price change$265,000−$5,000
- Jul 16, 2026Listed$270,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $135/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2031 Sotterley Lane, Jacksonville, FL 32220Listed by ELITE REALTY GROUP | Sep 2026 | $273,500 | $147 | 4/2 | 1,856 | 72 | 0.1 |
| 7065 Plymouth Grove Court, Jacksonville, FL 32220Listed by REDFIN CORPORATION | Sep 2026 | $275,000 | $165 | 4/2 | 1,670 | 83 | 0.2 |
| 7071 Plymouth Grove Court, Jacksonville, FL 32220Listed by SUNCOAST PROPERTY MANAGEMENT LLC | Aug 2026 | $269,700 | $153 | 4/2 | 1,760 | 69 | 0.2 |
| 2127 Sotterley Lane, Jacksonville, FL 32220Listed by ABA REAL ESTATE | Jun 2026 | $326,000 | $143 | 4/3 | 2,275 | 24 | 0.2 |
| 2320 Sotterley Lane, Jacksonville, FL 32220Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Aug 2026 | $254,000 | $162 | 3/2 | 1,564 | 19 | 0.5 |
| 964 Cedar Slough Drive, Jacksonville, FL 32220Listed by AXEN REALTY LLC | Jul 2026 | $290,997 | $185 | 3/2 | 1,576 | 40 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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