This home is in Jacksonville.

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Active Under Contract

Active Under Contract·10 days on market

14304 Summer Breeze Drive

Jacksonville, FL 32218

$319,000$162/sqftEst. $1,626/moMLS# 2155607

Beds

Baths

1,975

Sq Ft

2009

Built

Garage

Pool

About this home

Jacksonville

Welcome to a spacious home nestled in the desirable North Creek community of North Jacksonville. Offering plenty of room for everyday living, this property is ideally located just minutes from Jacksonville International Airport, River City Marketplace, I-95, and I-295, providing convenient access to shopping, dining, entertainment, and downtown Jacksonville. Enjoy the neighborhood amenities, including a community pool and playground, while appreciating the peace of a well-established community. Major updates have already been completed with a new roof installed in 2020, HVAC and water heater replaced just in April of this year! Offering added value and peace of mind. Whether you're searching for more space, a convenient location, or a home you can make your own, this property is one you won't want to miss. Schedule your private showing today and discover everything North Creek has to offer.

Cost to own

Mortgage calculator

Home Price

$319,000

Down Payment: 20%

$63,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,626

Principal & Interest: $1,626

Property taxes (est.): $521

Insurance (est.): $213

Estimated Total Monthly

$2,360

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,626

Property taxesest. at asking price, Duval County$521

HOAbilled quarterly$51

Estimated total, before insurance$2,198/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,720 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 22, 2026Active Under Contract$319,000
Jul 16, 2026Listed$319,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$319,000

Price / Sq Ft$162

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,975

Total Structure Area2,764 sq ft

Year Built2009

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address14304 Summer Breeze Drive, Jacksonville, FL 32218

Area092-Oceanway/Pecan Park

SubdivisionNorth Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Parcel Number1066068040

Amenities

AmenitiesPool, Playground

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener, Off Street

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingElectric

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup