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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 17, 2026·6 days on market·Recent sales in Jacksonville

14304 Summer Breeze Drive

Jacksonville, FL 32218

$331,000sold priceListed at $319,000 · 103.8% of asking$168/sqftMLS# 2155607
4
Beds
2
Baths
1,975
Sq Ft
2009
Built
2
Garage
No
Pool
FEMA Zone XHOA $51/moSingle Family Residence1 story

About this home

Jacksonville

Welcome to a spacious home nestled in the desirable North Creek community of North Jacksonville. Offering plenty of room for everyday living, this property is ideally located just minutes from Jacksonville International Airport, River City Marketplace, I-95, and I-295, providing convenient access to shopping, dining, entertainment, and downtown Jacksonville. Enjoy the neighborhood amenities, including a community pool and playground, while appreciating the peace of a well-established community. Major updates have already been completed with a new roof installed in 2020, HVAC and water heater replaced just in April of this year! Offering added value and peace of mind. Whether you're searching for more space, a convenient location, or a home you can make your own, this property is one you won't want to miss. Schedule your private showing today and discover everything North Creek has to offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,833
Property taxesest. at asking price, Duval County$540
HOAbilled quarterly$51
Estimated total, before insurance$2,425/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$331,000
$66,200
Loan Term
Monthly Payment
$1,833
Principal & Interest: $1,833
Property taxes (est.): $541
Insurance (est.): $221
Estimated Total Monthly
$2,595
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,720 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 17, 2026Closed$319,000
  • Aug 4, 2026Pending$319,000
  • Jul 22, 2026Active Under Contract$319,000
  • Jul 16, 2026Listed$319,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $162/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14122 Summer Breeze Drive E, Jacksonville, FL 32218Listed by ALKO REALTY LLCSep 2026$390,000$1845/22,119790.4
190 Brazil Nut Circle, Jacksonville, FL 32218Listed by CENTURY COMMUNITIES OF FLORIDASep 2026$239,990$1683/2.51,4291011.2
14820 Macademia Lane, Jacksonville, FL 32218Listed by CENTURY COMMUNITIES OF FLORIDASep 2026$349,990$1614/2.52,180911.3
14796 Macademia Lane, Jacksonville, FL 32218Listed by CENTURY COMMUNITIES OF FLORIDASep 2026$359,990$1714/2.52,103211.3
14784 Macadamia Lane, Jacksonville, FL 32218Listed by CENTURY COMMUNITIES OF FLORIDASep 2026$324,990$1554/2.52,103391.3
15261 Molitor Way, Jacksonville, FL 32218Listed by WJH BROKERAGE FL LLCSep 2026$312,000$1594/2.51,9651861.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$319,000
Price / Sq Ft$162
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,975
Total Structure Area2,764 sq ft
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address14304 Summer Breeze Drive, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionNorth Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Parcel Number1066068040

Amenities

AmenitiesPool, Playground
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Off Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Patio, Rear Porch, Screened
FencingWood
RoofShingle
ConstructionFrame, Wood Siding
Road SurfaceAsphalt, Paved

Additional Information

Date ListedJuly 16, 2026
Days on Market6
HOA Fees$152 / Quarterly
HOA FrequencyQuarterly
HOA NameFirst Coast Association Management
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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