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Active

Active·5 days on market

2385 Jennings Farm Drive

Middleburg, FL 32068

$569,990$209/sqftEst. $3,034/moMLS# 2154900

Beds

Baths

2,728

Sq Ft

2026

Built

Garage

Pool

About this home

Middleburg

Sample Image This beautiful home features 4 bedrooms and 3 baths, offering plenty of space for comfortable living. The spacious kitchen, with an optional gourmet upgrade, overlooks the dining area, creating an open and inviting space perfect for family gatherings and entertaining. The living room, with large windows, opens up to the lanai, bringing the outdoors in and offering a serene place to relax. The primary bedroom is a true sanctuary, complete with two walk-in closets and a large, luxurious primary bath. Upstairs, you'll find a versatile bonus room, perfect for a home office or media room, with its own full bath for added convenience. With thoughtful design and generous living spaces, this home is ideal for those seeking both functionality and style. **Photos are representative of the Stonehurst II floor plan.

Cost to own

Mortgage calculator

Home Price

$569,990

Down Payment: 20%

$113,998

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,879

Principal & Interest: $2,879

Est. Taxes & Insurance: $720

Estimated Total Monthly

$3,599

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,034

Property taxesest. at asking price, Clay County$873

HOAbilled annually$110

Estimated total, before insurance$4,017/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,159/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 10, 2026Listed$569,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$569,990

Price / Sq Ft$209

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage2,728

Total Structure Area3,400 sq ft

Acres0.21 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Direction FacesEast

School Information

ElementaryMiddleburg

MiddleLake Asbury

HighMiddleburg

Community Information

Address2385 Jennings Farm Drive, Middleburg, FL 32068

Area142-Middleburg East

SubdivisionJennings Farm

CityMiddleburg

CountyClay

StateFL

Zip Code32068

Lot Size9,147.6 sq ft

Parcel Number07052500907600473

ZoningResidential

Amenities

AmenitiesPool, Dog Park, Gated, Park, Pickleball, Playground

UtilitiesCable Available, Cable Not Available, Electricity Available, Electricity Connected, Electricity Not Available, Natural Gas Available, Natural Gas Not Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Waterfront TypeCreek, Pond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Microwave

HeatingHeat Pump, Natural Gas

CoolingCentral Air, Electric

# of Stories2

LevelsTwo

SecuritySecurity Gate, Smoke Detector(s)