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Active Under Contract

3957 GAREYS FERRY Way, Middleburg, FL 32068

$434,900
MLS# 2146569
4
Bedrooms
2
Bathrooms
2,085
Sq Ft
2024
Year Built

About This Home — 3957 GAREYS FERRY Way

Zero down. Closing costs fully paid. A rate buydown that hits different when you realize your mortgage could be less than your rent. The Tomoka delivers 4 bedrooms, 3 bathrooms, and 2,102 square feet of thoughtfully designed space -- generously sized closets in every bedroom, an upstairs loft perfect for a playroom or home office, and a covered patio made for year-round outdoor living. Every home at Jennings Farm includes quartz countertops, stainless steel appliances, recessed lighting, and smart-home technology. All included. Just move in. Gated community. $3 million amenity center. Pool. Pickleball. No CDD fees. Read that again. Zoned to A-rated schools. Right off HWY 21 for an easy commute to NAS Jax and downtown Jacksonville. Black Creek boat ramp around the corner. Jennings State Forest and Gold Head Branch State Park nearby. Built by LGI Homes -- nationally trusted, locally delivered. Ask about qualification requirements today.

Features

Price$434,900
Price / Sq Ft$209
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,085
Acres0.14 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMiddleburg
MiddleLake Asbury
HighMiddleburg

Community Information

Address3957 GAREYS FERRY Way, Middleburg, FL 32068
Area142-Middleburg East
SubdivisionJennings Farm
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size6,098.4 sq ft
Parcel Number07052500907600698
ZoningPUD

Amenities

AmenitiesPool, Pickleball, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Walk-In Closet(s)
AppliancesDisposal, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

RoofShingle
ConstructionFrame

Additional Information

Date ListedMay 22, 2026
Days on Market11
HOA Fees$110 / Monthly
HOA FrequencyMonthly
Tax Amount$5,496.67
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$434,900
$86,980
Loan Term
Monthly Payment
$2,315
Principal & Interest: $2,315
Est. Taxes & Insurance: $579
Estimated Total Monthly
$2,893
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida