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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Flagler Estates, Hastings — a new construction home in St. Johns County.

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Pending

Pending·94 days on market·Flagler Estates

9755 Oliver Avenue

Hastings, FL 32145

$339,990$156/sqftEst. $1,883/moMLS# 2154485
↓ $37,500 below original list
5
Beds
3
Baths
2,180
Sq Ft
2026
Built
2
Garage
No
Pool

28 more homes for sale in Flagler Estates →Search Flagler Estates on the map

FEMA Zone XNo HOA1.14 acresSingle Family Residence1 storyNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Flagler Estates

Discover Your Dream Home in the Flagler Estates Community! Welcome to the Gardner Plan a very elegant two-story home designed for both comfort and versatility. The chef's kitchen is a highlight, featuring stylish cabinetry, quartz countertops, and stainless steel appliances, including an electric smooth-top range, over-the-range microwave, and dishwasher. The main floor includes a flexible space and a guest suite with a spacious walk-in closet. The oversized primary suite upstairs offers a serene retreat with a private bath and expansive walk-in closet. Additional features include a 2-car garage, and energy-efficient Low-E insulated dual-pane windows. Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!

Next steps in Flagler Estates

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,883
Property taxesest. at asking price, St. Johns County$452
Estimated total, before insurance$2,336/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$613/yr · $51/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$339,990
$67,998
Loan Term
Monthly Payment
$1,883
Principal & Interest: $1,883
Property taxes (est.): $452
Insurance (est.): $227
Estimated Total Monthly
$2,562
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,594 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $613/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 9, 2026Price change$339,990−$37,500
  • Jul 9, 2026Listed$377,490

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $156/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9715 McMahon Avenue, Hastings, FL 32145Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$219,000$1074/22,052300.3
4365 Gladys Street, Hastings, FL 32145Listed by REMAX SELECT PROFESSIONALSAug 2026$295,000$1833/21,612430.8
10045 Underwood Avenue, Hastings, FL 32145Listed by LANTERN REALTY, LLC.Aug 2026$249,000$1583/21,5771121.1
10035 Underwood Avenue, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCJul 2026$324,990$1934/21,684221.1
5050 Irving Street, Hastings, FL 32145Listed by WE SELL SUNSHINEAug 2026$305,000$1673/21,824591.2
9815 Ebert Avenue, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCAug 2026$344,990$1585/32,180611.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$339,990
Price / Sq Ft$156
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,180
Acres1.14 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address9755 Oliver Avenue, Hastings, FL 32145
Area341-Flagler Estates/Hastings
SubdivisionFlagler Estates
CityHastings
CountySt. Johns
StateFL
Zip Code32145
Lot Size49,658.4 sq ft
Lot Dimensions300x165
Parcel Number0503030047

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourceWell
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesPantry, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave
HeatingElectric
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Patio / PorchPatio
RoofShingle
ConstructionVinyl Siding

Additional Information

Date ListedJuly 9, 2026
Days on Market57
Tax Amount$613.04
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: WJH BROKERAGE FL LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flagler Estates

Flagler Estates is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32145.

View all Flagler Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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