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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Hastings a pool home in St. Johns County.

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Active

Active·64 days on market

300 E Lattin Street

Hastings, FL 32145

$389,900$290/sqftEst. $2,011/moMLS# 2148641
4
Beds
1
Baths
1,344
Sq Ft
1976
Built
Garage
Yes
Pool

About this home

Hastings

Move-in ready pool home thoughtfully updated throughout! Currently operating as a successful short term rental, the property also offers excellent income potential for investors. can be sold fully furnished and turn key with an acceptable offer. Rental history is available upon request. 4-bedroom house in St. Johns County that just received a full renovation 8/1/25 with a Brand New resurfaced pool, new pool pumps, new roof, new air conditioning (transferable warranty), new bathrooms, kitchen, All new appliances, flooring, paint inside and out etc. This home provides piece of mind with everything being newer. Being in a quiet neighborhood makes it even more desirable. Walking distances to local Hastings main street that has coffee shops, restaurants to enjoy, daycares, and a bank. There is No HOA or CDD fees. This home is on public water and public sewage! 10 minute drive to 95! 25 minutes to saint George street downtown saint Augustine. 15 minutes to downtown Palatka. Corner lot!

Cost to own

Mortgage calculator

$389,900
$77,980
Loan Term
Monthly Payment
$2,011
Principal & Interest: $2,011
Property taxes (est.): $519
Insurance (est.): $260
Estimated Total Monthly
$2,789
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,011
Property taxesest. at asking price, St. Johns County$519
Estimated total, before insurance$2,530/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,988/yr · $166/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $375,000 in September 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$123,309$122,338
2025$331,635$331,635
2024$111,216$111,216
2024$307,562$307,562
2023$134,996$0
2023$320,987$320,987
2022$131,615$0
2022$208,028$208,028
2021$90,906$0
2021$59,584$59,584 $4,748
2020$50,722$0
2020$77,829$77,829 $60,378

2025 property taxes (current owner): $1,988/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,670 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 11, 2026Price change$389,900$4,000
  • Jun 4, 2026Listed$393,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$389,900
Price / Sq Ft$290
Bedrooms4
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,344
Acres0.22 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
Has PoolYes
Pool FeaturesIn Ground, Fenced, Pool Cover
Is WaterfrontNo

Community Information

Address300 E Lattin Street, Hastings, FL 32145
Area343-Molasses Junction/Elkton
SubdivisionHastings
CityHastings
CountySt. Johns
StateFL
Zip Code32145
Lot Size9,583.2 sq ft
Parcel Number0424000000
ZoningSingle Family

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingUnassigned
ViewPool, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, His and Hers Closets, Pantry, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot
Patio / PorchFront Porch, Patio, Porch, Rear Porch
FencingFenced, Chain Link, Privacy, Other
RoofMetal
ConstructionBlock
Road SurfaceAsphalt

Additional Information

Date ListedJune 4, 2026
Days on Market37
Tax Amount$1,987.82
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DEKAY COASTAL PROPERTIES

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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