This home is in Hastings — a pool home in St. Johns County.
Active·110 days on market
300 E Lattin Street
Hastings, FL 32145
About this home
Hastings
OWNER OFFERING $5,000 TOWARDS BUYERS CLOSING COST!! Move-in ready pool home, fully renovated 8/1/25! This 4-bedroom St. Johns County home features a brand-new resurfaced pool and pumps, roof, A/C, kitchen, bathrooms, appliances, flooring, and interior/exterior paint. Currently operating as a successful short-term rental, it offers excellent investment potential and can be sold fully furnished and turnkey with an acceptable offer. Rental history available upon request. Located in a quiet neighborhood within walking distance to Hastings Main Street, with coffee shops, restaurants, daycares, and a bank. No HOA or CDD fees, plus public water and sewer. Just 10 minutes to I-95, 25 minutes to downtown St. Augustine, and 15 minutes to downtown Palatka. Corner lot!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1976)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,670 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $375,000 in September 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $123,309 | $122,338 | — |
| 2025 | $331,635 | $331,635 | — |
| 2024 | $111,216 | $111,216 | — |
| 2024 | $307,562 | $307,562 | — |
| 2023 | $134,996 | $0 | — |
| 2023 | $320,987 | $320,987 | — |
| 2022 | $131,615 | $0 | — |
| 2022 | $208,028 | $208,028 | — |
| 2021 | $90,906 | $0 | — |
| 2021 | $59,584 | $59,584 | ▲ $4,748 |
| 2020 | $50,722 | $0 | — |
| 2020 | $77,829 | $77,829 | ▼ $60,378 |
2025 property taxes (current owner): $1,988/yr
Estimated taxes if purchased at asking price: ~$6,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 17, 2026Price change$383,900−$1,000
- Sep 6, 2026Price change$384,900−$5,000
- Jul 11, 2026Price change$389,900−$4,000
- Jun 4, 2026Listed$393,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DEKAY COASTAL PROPERTIES · cindyc@dekaycp.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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