Active·105 days on market
1733 Hereford Road
Middleburg, FL 32068
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
11.74 ACRES BACKING TO JENNINGS STATE FOREST! Discover the opportunity to own nearly 12 acres of private property with a 3-bedroom, 2-bath home, 2-car garage, and plenty of room to create the lifestyle you've been looking for. The property offers a unique combination of privacy, acreage, natural surroundings and an existing home--an increasingly difficult combination to find in Middleburg. The property also includes an additional cleared area where a former long-term mobile home site was previously located. The mobile home has been removed, leaving an open area that offers potential for a variety of future uses, subject to verification and approval by Clay County and all applicable authorities. No representation is made that another mobile or manufactured home, additional dwelling, or other structure may be placed on this area. With nearly 12 acres adjoining the natural beauty of Jennings State Forest, there is room to enjoy the outdoors, establish a homestead, & create memories!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1986)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,523 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 7 mi · 24.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 5 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 2 mi · Black Creek North Fork
Closest grocery store
Walmart Supercenterabout 8 mi · 10000 Omni Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:34 AM, sunset 6:50 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $282,180 | $85,074 | — |
| 2024 | $269,960 | $80,560 | — |
| 2023 | $247,854 | $75,301 | — |
| 2022 | $213,072 | $70,196 | — |
| 2021 | $177,288 | $65,239 | — |
| 2020 | $167,102 | $62,958 | — |
2025 property taxes (current owner): $2,497/yr
Estimated taxes if purchased at asking price: ~$10,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 11, 2026Price change$548,000−$25,000
- Aug 3, 2026Price change$573,000−$11,999
- Jul 9, 2026Price change$584,999+$10,099
- Jul 8, 2026Listed$574,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $326/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1886 Gentle Breeze Road, Middleburg, FL 32068Listed by JPAR CITY AND BEACH | Sep 2026 | $299,000 | $178 | 4/2 | 1,680 | 8 | 0.8 |
| 1901 Peregrine Place, Middleburg, FL 32068Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $326,400 | $163 | 3/2 | 1,998 | 15 | 0.9 |
| 5239 Peggy Lane, Middleburg, FL 32068Listed by KALLAM REALTY GROUP PLLC | Aug 2026 | $407,000 | $197 | 3/2 | 2,065 | 138 | 0.9 |
| 1222 Lenda Lane, Middleburg, FL 32068Listed by LATITUDE 30 REALTY LLC | Jun 2026 | $425,000 | $207 | 3/2 | 2,052 | 4 | 0.9 |
| 1886 Gentle Breeze Road, Middleburg, FL 32068Listed by WORKMAN REAL ESTATE LLC | May 2026 | $150,000 | $89 | 4/2 | 1,680 | 171 | 0.9 |
| 5463 Big Branch Road, Middleburg, FL 32068Listed by UNITED REAL ESTATE GALLERY | Mar 2026 | $275,000 | $129 | 5/3 | 2,130 | 18 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY 21 LIGHTHOUSE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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