Sold·Closed Sep 30, 2026·8 days on market
1886 Gentle Breeze Road
Middleburg, FL 32068
About this home
Middleburg
MULTIPLE OFFERS**SELLER IS OFFERING $7,500 CREDIT TOWARDS BUYERS CLOSING COST** Escape to country living at this beautifully renovated 4-bedroom, 2-bath home situated on 3.29 private acres and backing directly to Jennings State Forest! Tucked away on a quiet dirt road with NO HOA and NO CDD fees, this property offers the space, privacy, and freedom you've been looking for while still being within reach of everything Middleburg has to offer. The expansive property features a private pond, mature trees, plenty of open space, and a full RV hookup, the open space has plenty of room for your RV, boat, recreational vehicles, or simply enjoying the extra room that comes with more than three acres of your own. Inside, the home has been extensively renovated and refreshed from top to bottom. Major updates include a NEW ROOF, NEW HVAC system, and NEW water heater, providing peace of mind for years to come. Step inside to a bright, open interior featuring new luxury vinyl plank flooring
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,614 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 8 mi · 24.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 5 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 2 mi · Black Creek North Fork
Closest grocery store
Walmart Supercenterabout 9 mi · 10000 Omni Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,284/yr
Estimated taxes if purchased at asking price: ~$5,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 30, 2026Closed$299,000
- Aug 31, 2026Active Under Contract$299,000
- Aug 22, 2026Listed$299,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $178/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1926 Friendly Place, Middleburg, FL 32068Listed by JPAR CITY AND BEACH | Oct 2026 | $605,500 | $303 | 4/2.5 | 1,996 | 10 | 0.2 |
| 1901 Peregrine Place, Middleburg, FL 32068Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $326,400 | $163 | 3/2 | 1,998 | 15 | 0.5 |
| 1684 Freedom Drive, Middleburg, FL 32068Listed by REAL BROKER LLC | Jun 2026 | $276,000 | $176 | 4/2 | 1,568 | 167 | 0.7 |
| 5117 Huntington Court, Middleburg, FL 32068Listed by WATSON REALTY CORP | Jun 2026 | $225,000 | $190 | 3/2 | 1,186 | 18 | 0.7 |
| 121 Melanie Lane, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | May 2026 | $270,000 | $161 | 3/2 | 1,680 | 100 | 0.8 |
| 2183 Maluke Lane, Middleburg, FL 32068Listed by EXP REALTY LLC | Jul 2026 | $155,000 | $108 | 3/2 | 1,440 | 67 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JPAR CITY AND BEACH
Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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