This home is in St. Augustine.

Active

Active·Listed today

261 Lost Lake Drive

St. Augustine, FL 32086

$605,000$255/sqftEst. $3,220/moMLS# 2154293

Beds

Baths

2,376

Sq Ft

2017

Built

Garage

Pool

About this home

St. Augustine

Beautiful 2017-built home offering 2,376 sq. ft., 4 bedrooms, 3 baths, and an oversized 3-car garage. This move-in ready home features an open floor plan with wood-look tile flooring, crown molding, custom blinds, and a spacious great room overlooking a private preserve. The gourmet kitchen boasts quartz countertops, tile backsplash, upgraded cabinetry, stainless steel appliances, icemaker, double ovens, a large island, and walk-in pantry. The owner's suite offers tray ceilings, preserve views, a walk-in closet, dual vanities, garden tub, and separate tiled shower. Relax on the covered screened lanai with peaceful preserve views. Located in the gated community of Lakewood Pointe, just 2.5 miles from the beach, with low HOA, and no CDD fees. This home has it all close to shopping, dining, historic St. Augustine, and top-rated St. Johns County schools.

Cost to own

Mortgage calculator

Home Price

$605,000

Down Payment: 20%

$121,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$3,220

Principal & Interest: $3,220

Est. Taxes & Insurance: $805

Estimated Total Monthly

$4,025

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,220

Property taxesest. at asking price, St. Johns County$805

HOAbilled quarterly$101

Estimated total, before insurance$4,126/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$495,084	$285,772	—
2023	$494,071	$275,992	—
2022	$456,806	$266,497	—
2021	$337,775	$257,279	—
2020	$303,036	$253,036	—

2025 property taxes (current owner): $4,466/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,659 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 10, 2026Active$605,000
Jul 8, 2026Listed$605,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$605,000

Price / Sq Ft$255

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,376

Acres0.19 acres

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementarySouth Woods

MiddleGamble Rogers

HighPedro Menendez

Community Information

Address261 Lost Lake Drive, St. Augustine, FL 32086

Area333-St Johns County-SE

SubdivisionLakewood Pointe

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Lot Size8,276.4 sq ft

Parcel Number1858891150

ZoningResidential

Amenities

AmenitiesDog Park, Gated, Playground

UtilitiesCable Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup