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Sold

Sold·Closed Jun 30, 2026·125 days on market

1504 Kettering Way

Orange Park, FL 32073

$118,000sold priceListed at $118,000 · 100% of asking$107/sqftMLS# 2125775
2
Beds
1.5
Baths
1,101
Sq Ft
1982
Built
—
Garage
No
Pool
HOA $310/mo871 sqft lotTownhouse2 stories

About this home

Orange Park

Welcome home to this move-in ready 2-bedroom, 1.5-bath townhome located in a convenient Orange Park community. Major updates include a newer AC and updated flooring, offering added peace of mind for the next owner. The home features open living areas and generously sized bedrooms with a comfortable, functional layout. Enjoy low-maintenance townhome living within walking distance to shopping, restaurants, and everyday conveniences. Conveniently located just minutes from major roadways, providing easy access throughout Orange Park and into Jacksonville Priced to sell, this home presents a great opportunity for buyers seeking affordability and convenience in today's market.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$654
Property taxesest. at asking price, Clay County$181
HOAbilled monthly$310
Estimated total, before insurance$1,144/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,830/yr · $153/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$118,000
$23,600
Loan Term
Monthly Payment
$654
Principal & Interest: $654
Property taxes (est.): $181
Insurance (est.): $79
Estimated Total Monthly
$913
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,536 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $137,900 in July 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$119,986$119,986—
2024$117,597$101,053—
2023$113,474$91,867—
2022$89,574$83,516—
2021$75,924$75,924—
2020$75,531$69,518—

2025 property taxes (current owner): $1,830/yr

Estimated taxes if purchased at asking price: ~$2,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $115/sq ft; this home is listed at $107/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1101 Kettering Way, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERYAug 2026$134,000$1003/2.51,3431020
222 Kettering Court, Orange Park, FL 32073Listed by REALTY ONE GROUP ELEVATEJun 2026$122,500$973/2.51,2651420
406 Kettering Way, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$120,000$1152/1.51,040500
102 Kettering Way, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYOct 2025$140,000$1113/2.51,265400.1
2300 Twelve Oaks Drive D3, Orange Park, FL 32065Listed by BASS PROFESSIONAL REALTY, INCJun 2026$120,000$1182/1.51,016410.9
1215 The Grove Road, Orange Park, FL 32073Listed by WATSON REALTY CORPSep 2026$168,000$1283/21,308102

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$118,000
Price / Sq Ft$107
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,101
Acres0.02 acres
Year Built1982
TypeResidential
Sub-TypeTownhouse
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryLakeside
MiddleLakeside

Community Information

Address1504 Kettering Way, Orange Park, FL 32073
Area135-Park West/Montclair
SubdivisionOlde Concord Village
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size871.2 sq ft
Parcel Number18042602026400260

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Parking Lot

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
Window FeaturesSkylight(s)

Exterior

FencingWood
RoofShingle
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedFebruary 13, 2026
Days on Market125
HOA Fees$310 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSewer, Trash, Water
Tax Amount$1,830.05
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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