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Sold

Sold·Closed Jun 10, 2026·50 days on market

406 Kettering Way

Orange Park, FL 32073

$120,000sold priceListed at $120,000 · 100% of asking$115/sqftMLS# 2137742
2
Beds
1.5
Baths
1,040
Sq Ft
1975
Built
—
Garage
No
Pool
HOA $324/mo436 sqft lotCondominium2 stories

About this home

Orange Park

Spacious 2-bedroom, 1.5-bath townhome conveniently located near shopping, dining, and everyday essentials. This home features brand-new carpet, along with a new refrigerator and stove, offering a fresh and move-in-ready feel. Enjoy access to the community pool--perfect for relaxing on warm Florida days. The property's prime location provides an easy commute to major roadways, local amenities, and nearby attractions, making daily travel simple and convenient. Just minutes from NAS Jacksonville and everything Orange Park has to offer, this home is ideal for first-time buyers, those looking to downsize, or anyone seeking a low-maintenance lifestyle. Step outside to your own fenced-in back patio. Condo fees include the roof and water, helping keep monthly expenses lower. This charming home is ready for you to make it your own!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$665
Property taxesest. at asking price, Clay County$184
HOAbilled monthly$324
Estimated total, before insurance$1,173/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,463/yr · $122/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$120,000
$24,000
Loan Term
Monthly Payment
$665
Principal & Interest: $665
Property taxes (est.): $184
Insurance (est.): $80
Estimated Total Monthly
$929
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$107,630$87,758—
2024$105,434$79,780—
2023$103,802$72,528—
2022$72,155$65,935—
2021$59,941$59,941—
2020$57,118$57,118—

2025 property taxes (current owner): $1,463/yr

Estimated taxes if purchased at asking price: ~$2,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $111/sq ft; this home is listed at $115/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1504 Kettering Way, Orange Park, FL 32073Listed by MARK SPAIN REAL ESTATEJun 2026$118,000$1072/1.51,1011250
1101 Kettering Way, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERYAug 2026$134,000$1003/2.51,3431020.1
222 Kettering Court, Orange Park, FL 32073Listed by REALTY ONE GROUP ELEVATEJun 2026$122,500$973/2.51,2651420.1
102 Kettering Way, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYOct 2025$140,000$1113/2.51,265400.1
2300 Twelve Oaks Drive D3, Orange Park, FL 32065Listed by BASS PROFESSIONAL REALTY, INCJun 2026$120,000$1182/1.51,016411
1215 The Grove Road, Orange Park, FL 32073Listed by WATSON REALTY CORPSep 2026$168,000$1283/21,308101.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$120,000
Price / Sq Ft$115
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,040
Acres0.01 acres
Year Built1975
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address406 Kettering Way, Orange Park, FL 32073
Area135-Park West/Montclair
SubdivisionBrighton Village
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size435.6 sq ft
Parcel Number18042602026400152

Amenities

AmenitiesPool
UtilitiesCable Available
Water SourcePublic
ParkingAssigned

Interior

AppliancesElectric Cooktop, Electric Oven, Electric Water Heater, Freezer, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2

Additional Information

Date ListedApril 10, 2026
Days on Market50
HOA Fees$324 / Monthly
HOA FrequencyMonthly
Tax Amount$1,463.14
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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