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Sold

Sold·Closed Aug 25, 2026·1 day on market

1008 Colley Road

Starke, FL 32091

$305,000sold priceListed at $300,000 · 101.7% of asking$185/sqftMLS# 2156821
4
Beds
2
Baths
1,650
Sq Ft
1980
Built
1
Garage
No
Pool
FEMA Zone XNo HOA0.63 acresSingle Family Residence2 stories

About this home

Starke

Welcome to this charming 4BR/2BA home situated on a spacious half-acre lot within the city limits! Blending original 1980s character with tasteful updates, this home offers plenty of space inside and out. Features include a large kitchen with ample cabinet and counter space, a spacious laundry room, and a beautiful brick fireplace that is wood-burning or gas. Sliding French doors lead to a screened back porch, perfect for relaxing or entertaining. Outside, you'll find a one-car attached garage, a detached carport, and a storage shed with electricity that's ideal for a workshop, hobbies, or extra storage. Conveniently located near schools, shopping, dining, and other amenities, this property offers the perfect combination of charm, functionality, and room to make it your own. Call today to schedule your private showing!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,689
Estimated total, before insurance$1,689/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$305,000
$61,000
Loan Term
Monthly Payment
$1,689
Principal & Interest: $1,689
Insurance (est.): $203
Estimated Total Monthly
$1,893
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Private well (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,255 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 26, 2026Closed$300,000
  • Jul 25, 2026Pending$300,000
  • Jul 24, 2026Listed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $182/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
424 S Mabel Street, Starke, FL 32091Listed by COLDWELL BANKER VANGUARD REALTYOct 2025$109,000$813/21,354360.5
708 E South Street, Starke, FL 32091Listed by CW REALTYJun 2025$355,000$1774/2.52,0101710.5
15241 SE 25th Avenue, Starke, FL 32091Listed by CW REALTYJun 2026$400,000$2303/21,74060.8
201 Alvarez Street, Starke, FL 32091Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJun 2026$249,000$2083/21,200131
722 Madison Street, Starke, FL 32091Listed by RE/MAX SPECIALISTSSep 2026$150,000$1204/11,248631.1
603 S Westmoreland Street, Starke, FL 32091Listed by CW REALTYAug 2026$265,000$1384/21,9141081.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$300,000
Price / Sq Ft$182
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,650
Acres0.63 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages1
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address1008 Colley Road, Starke, FL 32091
Area523-Bradford County-SE
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size27,442.8 sq ft
Parcel Number04391000200

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCircular Driveway, Detached Carport, Garage

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas, Wood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchRear Porch, Screened
RoofMetal
ConstructionBrick, Concrete
Other StructuresShed(s)
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJuly 24, 2026
Days on Market1
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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