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Sold·Closed Oct 31, 2025·36 days on market
424 S Mabel Street
Starke, FL 32091
About this home
Starke
Step into the 1940's Southern charm nestled in the heart of Starke with this enchanting 3 bedroom, 2 bath bungalow boasting 1354sf of living space. This home has timeless details including, a beautiful detailed staircase, cased windows and wainscoting in the large dining room, beautiful solid wood doors, solid oak cabinets and more. Two bedrooms and a bathroom downstairs, a sitting room connecting to the primary suite upstairs. The backyard has a fenced area for pets along with a 10x6 storage shed. Full length front porch for relaxing with a good book or conversation. This property also has an extra city lot attached. Fence it in or use the space for gardening, parking or family fun. City water, sewer, electric, natural gas & garbage pick up make this even more convenient. Close to schools, downtown shops, theatre, & more. Renovate this home for an income producing property or make this home your own. Price reflects condition. AS IS, Cash or FHA renovation loan only.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1940)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,550 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:28 AM, sunset 7:02 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $525/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $153/sq ft; this home is listed at $89/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1008 Colley Road, Starke, FL 32091Listed by CW REALTY | Aug 2026 | $305,000 | $185 | 4/2 | 1,650 | 1 | 0.5 |
| 201 Alvarez Street, Starke, FL 32091Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Jun 2026 | $249,000 | $208 | 3/2 | 1,200 | 13 | 0.5 |
| 424 N Water Street, Starke, FL 32091Listed by SOUTHEAST REALTY GROUP | Sep 2025 | $119,900 | $116 | 2/1 | 1,035 | 18 | 0.5 |
| 722 Madison Street, Starke, FL 32091Listed by RE/MAX SPECIALISTS | Sep 2026 | $150,000 | $120 | 4/1 | 1,248 | 63 | 0.6 |
| 627 Francis Street, Starke, FL 32091Listed by CHAD AND SANDY REAL ESTATE GROUP | Jul 2026 | $174,900 | $153 | 3/1 | 1,142 | 48 | 0.7 |
| 762 N Walnut Street, Starke, FL 32091Listed by THORNTON & CO REALTY INC | Apr 2026 | $150,000 | $125 | 3/1 | 1,199 | 492 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 31, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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