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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Active

$599,9004 bd · 3 ba · 2,713 sq ft

Active·125 days on market

2861 Berryhill Road

Green Cove Springs, FL 32043

$599,900$221/sqftEst. $3,271/mo mortgageMLS# 2153827
↓ $111,000 below original list
4
Beds
3
Baths
2,713
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XHOA $13/mo7,841 sqft lotWaterfrontSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

Description coming soon...

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,271
Property taxesest. at asking price, Clay County$919
HOAbilled annually$13
Estimated total, before insurance$4,202/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$599,900
$119,980
Loan Term
Monthly Payment
$3,271
Principal & Interest: $3,271
Property taxes (est.): $919
Insurance (est.): $400
Estimated Total Monthly
$4,590
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 6:46 AM, sunset 5:36 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Nov 6, 2026Price change$599,900−$50,000
  • Oct 22, 2026Price change$649,900−$11,000
  • Oct 21, 2026Price change$660,900+$11,000
  • Oct 20, 2026Price change$649,900−$11,000
  • Oct 16, 2026Price change$660,900−$50,000
  • Aug 31, 2026Price change$710,900+$11,000
  • Jul 24, 2026Price change$699,900−$7,000
  • Jul 4, 2026Listed$706,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3174 Tupelo Loop, Green Cove Springs, FL 32043Listed by WATSON REALTY CORPOct 2026$329,900$1693/31,947150.1
3104 Tupelo Loop, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCOct 2026$349,994$1663/22,106840.2
3659 Americana Drive, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$450,000$1964/32,296600.6
2952 Jubilee Lane, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$360,000$1545/32,336630.6
2821 Southern Fern Court, Green Cove Springs, FL 32043Listed by MATTAMY REAL ESTATE SERVICESOct 2026$370,000$1853/22,0031280.8
3592 Americana Drive, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$383,000$1774/32,1591380.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,900
Price / Sq Ft$221
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,713
Acres0.18 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes
New ConstructionYes
Direction FacesNorth

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address2861 Berryhill Road, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionHyland Trail
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size7,840.8 sq ft
Lot Dimensions60x130
Parcel Number15052500933800991

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Jogging Path, Park, Pickleball, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FireplaceYes
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedJuly 4, 2026
Days on Market125
HOA Fees$150 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PERRY HOMES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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