Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 58
Active

Active·117 days on market

3369 Tupelo Loop

Green Cove Springs, FL 32043

$414,500$191/sqftEst. $2,278/mo mortgageMLS# 2153300
↓ $500 below original list
4
Beds
3
Baths
2,173
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XHOA $164/moWaterfrontSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

Why wait to build when this better-than-new waterfront home is ready today? Welcome to resort-style living in the sought-after Edenbrooke at Hyland Trail, a premier gated 55+ active adult community. This neighborhood offers an exceptional lifestyle with a clubhouse, fitness center, resort-style pool, pickle ball courts, Dog Park, scenic ponds, and picnic areas. With the community still expanding, new premium level homes are currently selling for over $500k. Situated on a premium waterfront lot, this 4-bedroom, 3-bathroom, 3-car garage home offers 2,173 square feet of upgraded living space. The exterior features enhanced curb appeal with professional landscaping, upgraded Floratam St. Augustine grass, and a sealed paver driveway, patio and patio extension. Inside, the open-concept floor plan includes modern tile flooring throughout the main living areas, a gourmet kitchen with 3 cm quartz countertops, Level 5 real wood soft-close cabinetry, under mount cabinet lighting, a granite

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,278
Property taxesest. at asking price, Clay County$635
HOAbilled quarterly$164
Estimated total, before insurance$3,077/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$414,500
$82,900
Loan Term
Monthly Payment
$2,278
Principal & Interest: $2,278
Property taxes (est.): $635
Insurance (est.): $276
Estimated Total Monthly
$3,189
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,628 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$65,000$65,000—

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 31, 2026Price change$414,500−$500
  • Jul 1, 2026Listed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3104 Tupelo Loop, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCOct 2026$349,994$1663/22,106840.3
3174 Tupelo Loop, Green Cove Springs, FL 32043Listed by WATSON REALTY CORPOct 2026$329,900$1693/31,947150.3
2952 Jubilee Lane, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$360,000$1545/32,336630.4
3094 Paddle Creek Drive, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCOct 2026$430,000$1555/32,7801190.8
2822 Southern Fern Court, Green Cove Springs, FL 32043Listed by MATTAMY REAL ESTATE SERVICESOct 2026$341,000$2173/21,571330.9
3130 Hidden Meadows Court, Green Cove Springs, FL 32043Listed by THE NEWCOMER GROUPSep 2026$379,000$1455/2.52,612580.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$414,500
Price / Sq Ft$191
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,173
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes
55+ CommunityYes

Community Information

Address3369 Tupelo Loop, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionEdenbrooke At Hyland Trails At Creekview Trail
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Parcel Number15-05-25-009338-004-12

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
Waterfront TypeLake Front

Interior

AppliancesConvection Oven, Disposal, Double Oven, Dryer, Electric Cooktop, Microwave
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJuly 1, 2026
Days on Market117
HOA Fees$490.75 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: FRONT PORCH REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines