This home is in Jacksonville.
Sold·Closed Aug 14, 2026·6 days on market·Recent sales in Jacksonville
4505 Prosperity Way
Jacksonville, FL 32210
About this home
Jacksonville
Bright and inviting 3-bedroom, 2-bath home on a spacious corner lot with an open layout and vaulted ceilings. Laminate vinyl floors and recessed lighting provide modern comfort throughout. The kitchen includes white cabinetry, subway tile, shiplap accents, a large walk-in pantry, and a bar that connects directly to the family room for gathering. The primary suite features a large walk in closet and a spa-like bath with quartz counters and a dual vanity. Secondary bedrooms offer board and batten accents and a sliding door closet. The fully fenced backyard includes a pavered patio with an awning for outdoor use. Additional features include updated finishes and a functional layout designed for everyday living. This home provides connected living spaces, storage, and outdoor flexibility in a well maintained setting.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,655 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $288,000 in March 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $223,260 | $172,538 | — |
| 2024 | $236,910 | $186,910 | — |
| 2023 | $240,567 | $240,567 | — |
| 2022 | $50,000 | $50,000 | — |
2025 property taxes (current owner): $3,608/yr
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 18, 2026Closed$300,000
- Jul 29, 2026Pending$300,000
- Jul 7, 2026Active Under Contract$300,000
- Jul 1, 2026Listed$300,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $210/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8427 McGlothlin Street, Jacksonville, FL 32210Listed by 1 REALTY CORP | Sep 2026 | $116,500 | $96 | 2/2 | 1,216 | 73 | 0.3 |
| 8441 Vining Street, Jacksonville, FL 32210Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTY | Sep 2026 | $250,020 | $207 | 3/2 | 1,209 | 0 | 0.3 |
| 8500 Julia Marie Circle, Jacksonville, FL 32210Listed by MOMENTUM REALTY | Sep 2026 | $230,000 | $161 | 3/2 | 1,433 | 39 | 0.6 |
| 7705 Highchair Lane, Jacksonville, FL 32210Listed by WATSON REALTY CORP | Sep 2026 | $165,000 | $108 | 3/2.5 | 1,532 | 9 | 0.7 |
| 8352 Hewitt Street, Jacksonville, FL 32244Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $240,000 | $202 | 3/2 | 1,188 | 8 | 0.8 |
| 8157 Galaxie Drive, Jacksonville, FL 32244Listed by BIRD DOG REAL ESTATE GROUP LLC | Sep 2026 | $230,000 | $194 | 4/2 | 1,184 | 215 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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