Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 31
Active

Active·82 days on market

339 Fishtail Place

Palm Coast, FL 32164

$367,000$202/sqftEst. $1,943/moMLS# 2153132
$3,000 below original list
4
Beds
2
Baths
1,821
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $15/moWaterfrontSingle Family Residence1 storyNew construction

About this home

Palm Coast

Discover the thoughtfully designed Highgate floor plan with a charming Craftsman-style exterior, offering an open-concept layout with 4 bedrooms, 2 bathrooms, and an extended 2-car garage. The upgraded kitchen features 42'' white soft-close cabinets, quartz countertops, a White Flow tile backsplash, and a premium Whirlpool appliance package with a slide-in range, microwave, and refrigerator. Luxury Vinyl Plank flooring runs throughout the main living areas, while the Gathering Room is accented by an elegant tray ceiling. Additional highlights include a full smart home package, 8-foot interior doors, and more designer finishes throughout. Residents will soon enjoy resort-style amenities, including a clubhouse, pool, fitness center, cabana, and scenic walking trails. Schedule your tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,943
HOAbilled annually$15
Estimated total, before insurance$1,959/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$367,000
$73,400
Loan Term
Monthly Payment
$1,943
Principal & Interest: $1,943
Insurance (est.): $245
Estimated Total Monthly
$2,188
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 24, 2026Price change$367,000$3,000
  • Jun 30, 2026Listed$370,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$367,000
Price / Sq Ft$202
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,821
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

Community Information

Address339 Fishtail Place, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Palms
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number2012315562000002510

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Electric Range, Microwave, Refrigerator
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionOther
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle

Additional Information

Date ListedJune 30, 2026
Days on Market24
HOA Fees$185 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC. · JaxOnlineSales@Pulte.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines