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This home is in Davis Shores, St. Augustine — a home near St. Augustine High School.

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Active

Active·45 days on market·Davis Shores

18 Solano Avenue

St. Augustine, FL 32080

$719,000$321/sqftEst. $3,708/moMLS# 2152743

Beds

Baths

2,241

Sq Ft

1954

Built

Garage

Yes

Pool

About this home

Davis Shores

Multi-generational Island retreat in the heart of Davis Shores. Situated on a rare 1/3-acre lot with no HOA, this unique one-story pool home offers space, flexibility, and the laid-back coastal lifestyle everyone dreams of. The main home flows effortlessly with 3 bdrms and 2 baths, while just steps away you'll find a newly constructed, fully functional 360sf Casita, complete with its own kitchen and full bath -- perfect for guests, extended family, rental income, or a private home office. There's a separate shed for added storage or hobby space and an unfinished attic giving options of an added bonus room/bedroom or just ample storage; possibilities galore! Step outside and you're transported into your own tropical sanctuary. The lush backyard has mature palms and vibrant greenery, an above-ground sparkling pool surrounded by expansive composite decking. Davis Shores is an established neighborhood, in the City of St Augustine, just over the Bridge of Lions a short stroll to local

Cost to own

Mortgage calculator

Home Price

$719,000

Down Payment: 20%

$143,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,708

Principal & Interest: $3,708

Property taxes (est.): $957

Insurance (est.): $479

Estimated Total Monthly

$5,144

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,708

Property taxesest. at asking price, St. Johns County$957

Estimated total, before insurance$4,665/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,507/yr · $876/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $655,000 in May 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$569,358	$518,636	—
2024	$585,404	$131,831	—
2023	$353,641	$55,131	—
2022	$465,966	$118,194	—
2021	$332,755	$113,295	—
2020	$297,207	$111,040	—

2025 property taxes (current owner): $10,507/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1954)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,728 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 27, 2026Listed$719,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$719,000

Price / Sq Ft$321

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,241

Total Structure Area3,050 sq ft

Acres0.28 acres

Year Built1954

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolYes

Pool FeaturesAbove Ground

Is WaterfrontNo

Direction FacesSouth

School Information

ElementaryR. B. Hunt

MiddleSebastian

HighSt. Augustine

Community Information

Address18 Solano Avenue, St. Augustine, FL 32080

Area323-Davis Shores

SubdivisionDavis Shores

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Lot Size12,196.8 sq ft

Lot Dimensions83x155x75x165

Parcel Number2207700000

ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBuilt-in Features, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air, Split System

FlooringTile

# of Stories1

LevelsOne

LaundryIn Unit