Sold·Closed Aug 4, 2026·8 days on market
3224 Ryans Court
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Welcome home to this one owner 3 bed 2 bath home on a premium .33 acre cul de sac lot in one of the original no HOA communities in the highly sought after & rapidly growing Lake Asbury area of Clay County. This home lives large with the open & airy layout including an eat in kitchen, flex space off family room, vaulted ceiling & split bedroom floor plan. You will want to host the next cookout in the massive fenced in private backyard. The notable convenient location gives commuters quick and easy access to the new First Coast Expressway while still being within walking distance to Lake Asbury Elementary & Middle school. Across the street is the award winning Ronnie Van Zant Memorial Park offering 90 acres of activity. There are picnic pavilions available to be reserved, a playground, disc golf course, tennis/pickleball courts, basketball courts, soccer field, softball field, sand volleyball court, scenic nature trails, and a fishing pond with piers to help you get closer to catching
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1991)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,684 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $217,702 | $42,297 | — |
| 2024 | $215,250 | $40,398 | — |
| 2023 | $208,942 | $37,766 | — |
| 2022 | $175,571 | $35,210 | — |
| 2021 | $128,983 | $32,729 | — |
| 2020 | $125,447 | $31,587 | — |
2025 property taxes (current owner): $1,164/yr
Estimated taxes if purchased at asking price: ~$4,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 4, 2026Closed$235,000
- Jun 26, 2026Listed$235,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $198/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3195 Chads Court, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $250,000 | $219 | 3/2 | 1,142 | 4 | 0.1 |
| 3207 Sarahs Court, Green Cove Springs, FL 32043Listed by UNITED REAL ESTATE GALLERY | Feb 2026 | $250,000 | $193 | 3/2 | 1,295 | 93 | 0.1 |
| 3249 Bass Court, Green Cove Springs, FL 32043Listed by EXP REALTY LLC | Jun 2026 | $283,500 | $196 | 3/2 | 1,445 | 56 | 0.2 |
| 3249 Bream Way, Green Cove Springs, FL 32043Listed by CAMELLIA REAL ESTATE LLC | Jun 2026 | $267,000 | $200 | 3/2 | 1,336 | 2 | 0.2 |
| 2731 Fabius Court, Green Cove Springs, FL 32043Listed by ANCHOR REALTY FLORIDA | Oct 2026 | $296,900 | $221 | 3/2 | 1,344 | 5 | 0.3 |
| 3555 Citation Drive, Green Cove Springs, FL 32043Listed by EXIT INSPIRED REAL ESTATE | Jun 2026 | $295,000 | $201 | 3/2 | 1,465 | 4 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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