Sold·Closed Jun 26, 2026·4 days on market
3195 Chads Court
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Charming 3BR/2BA Home on Quiet Cul-de-Sac - No HOA! Perfect starter home located in Russell Oaks in the desirable Lake Asbury area! This charming 3-bedroom, 2-bath home offers a comfortable layout and a great location. Featuring hardwood floors, quartz kitchen counters, plus an updated roof, HVAC, and water heater. in 2023. Situated across from Ronnie Van Zant Park and just minutes from Lake Asbury Elementary and Junior High Schools, this home is ideal for families, first-time buyers, or anyone looking for peaceful living without HOA restrictions. A wonderful opportunity to own an affordable home in a growing area!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,747 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $213,951 | $183,988 | — |
| 2024 | $211,353 | $167,262 | — |
| 2023 | $204,958 | $152,057 | — |
| 2022 | $171,795 | $138,234 | — |
| 2021 | $125,668 | $29,244 | — |
| 2020 | $122,057 | $28,150 | — |
2025 property taxes (current owner): $3,352/yr
Estimated taxes if purchased at asking price: ~$4,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $219/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3224 Ryans Court, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $242,000 | $204 | 3/2 | 1,189 | 8 | 0.1 |
| 3207 Sarahs Court, Green Cove Springs, FL 32043Listed by UNITED REAL ESTATE GALLERY | Feb 2026 | $250,000 | $193 | 3/2 | 1,295 | 93 | 0.1 |
| 2731 Fabius Court, Green Cove Springs, FL 32043Listed by ANCHOR REALTY FLORIDA | Oct 2026 | $296,900 | $221 | 3/2 | 1,344 | 5 | 0.2 |
| 3249 Bass Court, Green Cove Springs, FL 32043Listed by EXP REALTY LLC | Jun 2026 | $283,500 | $196 | 3/2 | 1,445 | 56 | 0.2 |
| 3249 Bream Way, Green Cove Springs, FL 32043Listed by CAMELLIA REAL ESTATE LLC | Jun 2026 | $267,000 | $200 | 3/2 | 1,336 | 2 | 0.2 |
| 3555 Citation Drive, Green Cove Springs, FL 32043Listed by EXIT INSPIRED REAL ESTATE | Jun 2026 | $295,000 | $201 | 3/2 | 1,465 | 4 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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