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Sold

Sold·Closed Jun 12, 2026·2 days on market

3249 Bream Way

Green Cove Springs, FL 32043

$267,000sold priceListed at $275,000 · 97.1% of asking$200/sqftMLS# 2145192
3
Beds
2
Baths
1,336
Sq Ft
1994
Built
2
Garage
No
Pool
No HOA0.60 acresSingle Family Residence1 story

About this home

Green Cove Springs

Well located in quiet Meadow Lake off Henley Road. Close to grocery shopping, restaurants, coffee houses, schools and more. The keystone shaped lot gives you room for a vegetable garden and leaves plenty of room for playground equipment, Vaulted ceilings in Living areas! Open floorplan lets the chef interact while they are cooking! Breakfast bar separates the space and lets chef help with homework and visit with others, too. Lots of kitchen cabinets give you plenty of room to stash kitchen appliances and more! Breakfast nook is separate from the dining room. The spa-like en- suite for the Primary Bedroom/Bathroom has vanity, separate water closet, garden sized soaking tub with shower, too. Spacious closets in each bedroom! New bedroom carpets. Easy maintenance tile floors are in the rest of this lovely home! Roof installed 2019, so lots of years of service ahead for you! Front loading double garage! Come see at your earliest convenience for your private tour!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,479
Property taxesest. at asking price, Clay County$409
Estimated total, before insurance$1,888/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,569/yr · $131/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$267,000
$53,400
Loan Term
Monthly Payment
$1,479
Principal & Interest: $1,479
Property taxes (est.): $409
Insurance (est.): $178
Estimated Total Monthly
$2,066
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$290,035$68,792—
2024$277,465$66,146—
2023$271,731$62,764—
2022$236,950$59,480—
2021$199,281$56,292—
2020$192,946$54,825—

2025 property taxes (current owner): $1,569/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 4, 2026Closed$275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3237 Bream Way, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCSep 2026$310,000$1823/21,705440.1
3208 Sarahs Court, Green Cove Springs, FL 32043Listed by CHAD AND SANDY REAL ESTATE GROUPJun 2026$289,900$1823/21,594290.1
3249 Bass Court, Green Cove Springs, FL 32043Listed by EXP REALTY LLCJun 2026$283,500$1963/21,445560.1
3224 Ryans Court, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$242,000$2043/21,18980.2
3195 Chads Court, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$250,000$2193/21,14240.2
2731 Fabius Court, Green Cove Springs, FL 32043Listed by ANCHOR REALTY FLORIDAOct 2026$296,900$2213/21,34450.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$275,000
Price / Sq Ft$206
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,336
Acres0.60 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3249 Bream Way, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionMeadow Lake
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size26,136 sq ft
Lot Dimensionsper plat
Parcel Number21052501009400629
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Range
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionDead End Street, Irregular Lot
FencingBack Yard
RoofShingle
ConstructionBrick, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 14, 2026
Days on Market2
Tax Amount$1,568.57
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CAMELLIA REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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